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Start the New Year with a Personal Policy Checkup

As you start tackling your list in the new year, remember to review and update your insurance policy — especially if you received valuable gifts during the holiday season. 

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Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?

Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the face causing permanent harm. You are legally liable for the costs, and the limits on…

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De-cluttering and Taking Inventory

With Groundhog Day coming up this Sunday, what do you think Punxsutawney Phil will see when he emerges from his burrow? I’m hoping it’s cloudy and he doesn’t see his shadow, so SPRING can arrive early this year! Spring is…

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Understanding Your Insurance Policy 101

Have you ever asked yourself, “What exactly does my insurance policy cover?” Most days, probably not! But when you find yourself in need of insurance, in the midst of a claim, or possibly having to file a claim, chances are…

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Anything But Traditional: Insuring the Unusual Risk

We’ve all heard of some of the crazy things that celebrities have purchased insurance for – a musician’s hands, a supermodel’s legs, even a chef’s taste buds – but have you heard of these unusual types of insurance policies?

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The Hidden Costs of Cheap Insurance – What Are You Getting for Your Money?

It’s next to impossible to watch any type of TV programming without seeing a commercial advertising how you can save money on your insurance. So should you really purchase your insurance policy based upon the cheapest price?

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Bargain Insurance Coverage Could Leave You Broke

In today’s insurance climate, many people are looking for the lowest price on their insurance policies. Television and radio commercials bombard consumers with claims of saving you the most money in the quickest amount of time. I admit, this kind…

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Getting What You Pay For: The Value of the Independent Agent

Here today, gone tomorrow. Record-setting weather events in the past few years show just how quickly anyone can lose a home, autos, or property. What’s more, tornadoes, hurricanes, hailstorms, and wildfires don’t discriminate. Anyone is at risk.

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Buy a “Bargain” Policy Now and You Could Pay Later

Almost every auto insurance commercial on TV claims to save you money.  With the focus on price alone, one would think all insurance policies are created equal.  They most definitely are not!

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