According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency. Water damage/freezing comes in second on this not so great list. With this in mind, I would like to give…
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Category: Claims, Home, Personal
Tags: back up power, claims, cleaning gutters, freezing, freezing pipes, gutters, hail damage, handrails, heating system, insulation, Insurance Information Institute, loss frequency, personal property, personal property coverage, preparedness, property damage, property owner, sealing doors, sealing windows, steps, subrogation, tree maintenance, trees, water damage, water pipe, wind damage, window seals, winter preparation, winter weather
Your teen is almost sixteen years old and anxiously awaiting his/her driver’s license. How exciting for you both! You will no longer have to drive him/her to places like school, practice, a friend’s home, and piano lessons. There’s something to be…
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Category: Accident, Auto, Central, Education, Liability, Personal, Risk Management, Saving Money
Tags: accident, ADEPT Driver, discounts & credits, Insurance Information Institute, NHTSA, safe driving, save money, speeding, tailgating, teen collisions, teen driver, teenSMART
Independence Day is right around the corner and many people celebrate with cookouts. While some people enjoy outdoor barbecues year round, summertime is ultimately the most popular time for grilling out. The best way to enjoy a summer of outdoor barbecues…
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Category: Central, Claims, Home, Personal, Prevention
Tags: barbecues, cookouts, covered peril, fire extinguisher, grill fires, grilling safety tips, homeowners policy, insurance agent, Insurance Information Institute, prevent accidents, Safety Tips
They say that a dog is a man’s best friend. Dogs can be great companions and a perfect addition to any home. Many dogs have such “doganality” (a term I came up with to describe my own little Shichon Marley’s…
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Category: Central, Claims, Home, Liability, Personal, Prevention
Tags: dog bites, homeowners insurance, I.I.I., independent insurance agent, Insurance Information Institute, liability, National Dog Bite Prevention Week, responsible pet owner, Safety Tips