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The Many Coverages of Your Homeowners Policy

Most homeowners understand that their homeowner insurance policy provides them with protection against losses to their house, detached structures, and their contents. Many also understand that personal liability and medical payments coverage is also part of a homeowner policy.

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Parents of College Students: Check Their Coverage Before They Go

While the students enjoy the freedom and fun of summer, the parents start to count down the days until school starts again. One of the more daunting yet exciting times for both parents and teenagers happens during the summer between…

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Insuring the Wizarding World of Harry Potter

Since starting a career in the insurance industry, I’ve come to understand the importance of having proper insurance coverages and the consequences those face without it. Even in some of my favorite books, shows, and movies the characters could have…

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“Bells and Whistles” Allow Quality Auto Insurance Policies to Shine

It’s next to impossible to watch any type of TV programming without seeing a commercial advertising how you can save money on auto insurance. But should you really purchase your auto coverage based upon the cheapest price?

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College Debt + Saving Money = The (Nearly) Impossible Equation

Post authored by Jenna Moots Graduation is a life altering time. I will be completely independent from my parents’ finances, and be responsible for paying rent and utility bills, buying groceries and gas, paying my cell phone bill, and purchasing…

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Getting What You Pay For: The Value of the Independent Agent

Here today, gone tomorrow. Record-setting weather events in the past few years show just how quickly anyone can lose a home, autos, or property. What’s more, tornadoes, hurricanes, hailstorms, and wildfires don’t discriminate. Anyone is at risk.

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The Not-So-Scary Truth about the Reconstruction Cost of Your Home

This past weekend, I took my kids to see Disney Pixar’s “Monsters University.”  Despite being a movie entirely about monsters – a scary theme – it had a wholesome storyline and a lot of laughs.  A great family movie!

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ACV vs. Replacement Cost: Which Coverage is Right For You?

Business owners have a multitude of responsibilities and concerns with running their own business. One of the most important decisions you will make as a business owner is how to adequately insure your property. Here’s a video link to “ACV vs. Replacement Cost:…

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Coinsurance 101: Sharing the Risk

You’ve heard of coworkers, cosigning, and cofounders.  But have you ever heard of coinsurance? The coinsurance clause is a provision which requires you to carry enough insurance on your property so the coverage amount is equal to a certain percentage of the property’s…

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When Good Vacations Go Bad: Are You Covered?

The kids are out of school, the days are getting longer, the weather is warm, and you have the car packed and ready to go. It’s summer vacation time!  You’ve been planning and saving for months for that perfect summer vacation…

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