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Insuring the Wizarding World of Harry Potter

Since starting a career in the insurance industry, I’ve come to understand the importance of having proper insurance coverages and the consequences those face without it. Even in some of my favorite books, shows, and movies the characters could have…

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“Bells and Whistles” Allow Quality Auto Insurance Policies to Shine

It’s next to impossible to watch any type of TV programming without seeing a commercial advertising how you can save money on auto insurance. But should you really purchase your auto coverage based upon the cheapest price?

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College Debt + Saving Money = The (Nearly) Impossible Equation

Post authored by Jenna Moots Graduation is a life altering time. I will be completely independent from my parents’ finances, and be responsible for paying rent and utility bills, buying groceries and gas, paying my cell phone bill, and purchasing…

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Getting What You Pay For: The Value of the Independent Agent

Here today, gone tomorrow. Record-setting weather events in the past few years show just how quickly anyone can lose a home, autos, or property. What’s more, tornadoes, hurricanes, hailstorms, and wildfires don’t discriminate. Anyone is at risk.

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The Not-So-Scary Truth about the Reconstruction Cost of Your Home

This past weekend, I took my kids to see Disney Pixar’s “Monsters University.”  Despite being a movie entirely about monsters – a scary theme – it had a wholesome storyline and a lot of laughs.  A great family movie!

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ACV vs. Replacement Cost: Which Coverage is Right For You?

Business owners have a multitude of responsibilities and concerns with running their own business. One of the most important decisions you will make as a business owner is how to adequately insure your property. Here’s a video link to “ACV vs. Replacement Cost:…

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Coinsurance 101: Sharing the Risk

You’ve heard of coworkers, cosigning, and cofounders.  But have you ever heard of coinsurance? The coinsurance clause is a provision which requires you to carry enough insurance on your property so the coverage amount is equal to a certain percentage of the property’s…

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