If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…
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Category: Business, Claims, Commercial, Financial, Liability, Risk Management
Tags: assets, business, business auto policy, Business Income - Loss of Use of Designated Auto Coverage, business income coverage, business income loss, business insurance, business inventory, business owner, commercial, commercial building, Commercial general liability, commercial insurance, commercial liability insurance, commercial policy, commercial property, commercial umbrella policy, equipment breakdown coverage, errors and omissions, independent agent, inland marine, inland marine insurance, loss prevention, professional liability, risk transfer
One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…
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Category: Business, Commercial, Employees, Liability, Risk Management, Technology
Tags: Builders Risk, business, catastrophic event, cause of loss, cloud storage, commercial, commercial building, commercial insurance, construction, coverage, cyber, cyber security, data, deductible, employee, employees, exposure, exposures, inland marine, liability insurance, risk, risk assessment, safety, underwriter, workers' compensation, workplace, workplace safety
If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibits that represent different…
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Category: Accident, Auto, Claims, Home, Liability, Personal, Umbrella
Tags: claim, claims, collision coverage, comprehensive coverage, comprehensive protection, coverage, inland marine, inland marine policy, insurance, insurance claim, personal insurance, Personal Umbrella, personal umbrella policy
Whether it’s a collection of miniature thimbles or your grandmother’s pearl necklace, your collectables or valuables are priceless to you. Because they are so important, you may take for granted that your homeowners policy will adequately cover your valuable items for loss, but it’s important…
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Category: Central, Claims, Personal
Tags: appraisal, coins, collectibles, deductible, fine arts, firearms, furs, homeowners policy, household inventory, inland marine, jewelry, musical instruments, scheduled coverage, silverware, stamp collections, theft losses, valuables
Recently, my Facebook newsfeed has been flooded with relationship status changes! Many of my Facebook friends are now either “engaged” or “married”, and it isn’t even engagement season yet! Now you may be thinking, there is actually an engagement season? Yes,…
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Category: Auto, Central, Home, Personal, Social Media
Tags: auto policy, Facebook, Facebook status, inland marine, marriage, multi-car discount, relationship status, relationship status changes, renters insurance, schedule jewelry, status change, wedding
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