One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…
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Category: Business, Commercial, Cyber, Liability, Risk Management, Technology
Tags: Builders Risk, Business coverage, commercial cyber, commercial insurance, company vehicles, Employment Practices Liability Insurance, exposures, inland marine policy, Lessor's Risk, liability, loss control, underwriter, workers' compensation
If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibits that represent different…
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Category: Accident, Auto, Claims, Home, Liability, Personal, Umbrella
Tags: claim, claims, collision coverage, comprehensive coverage, comprehensive protection, coverage, inland marine, inland marine policy, insurance, insurance claim, personal insurance, Personal Umbrella, personal umbrella policy
Were you one of the lucky individuals who received jewelry as a gift this past holiday season? Or perhaps you received something special for Valentine’s Day? In either case, here’s the important question that you need to ask yourself: “Did…
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Category: Central, Employees, Financial, Personal, Umbrella
Tags: homeowners insurance, homeowners policy, inland marine policy, Personal, personal jewelry, personal property coverage, scheduled coverage, scheduled personal property policy
On a recent trip to Baltimore, Maryland, our family was fortunate to visit a well-known bakery. Even though the door was locked, somehow the children got the attention of the receptionist and we were welcomed inside where all the magic…
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One of our independent agents recently asked some thoughtful questions on the insurance options available for personal jewelry. Given the many options and types of coverages available, I thought this was a “valuable” blog topic!
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Category: Central, Home, Personal
Tags: agreed value, blanket inland marine form, home, homeowners policy, inland marine policy, jewelry, loss settlement option, personal jewelry, repair/replacement cost, settlement options
So you just bought the iPhone 5 and are enjoying the endless conveniences and fun that come with a smartphone. If you’re like most people, your mobile device goes where you go. And a device that goes everywhere you go is…
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Category: Central, Personal, Technology
Tags: app, auto, cell phone, Coverage C, deductible, Find My iPhone, homeowners policy, inland marine policy, iPhone, mobile device, personal property, premium, protection plan, schedule, smartphone, tablet