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Your Big Day Up In Smoke – Are You Liable?

Who in their right mind wants to think about all the things that can go wrong on their wedding day? Definitely not this girl! My big day is officially 8 months and 13 days out. You can’t imagine the excitement flowing…

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The Loss of Your Priceless Valuables May Come at a Cost

Whether it’s a collection of miniature thimbles or your grandmother’s pearl necklace, your collectables or valuables are priceless to you. Because they are so important, you may take for granted that your homeowners policy will adequately cover your valuable items for loss, but it’s important…

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Grilling Safety Tips for Homeowners

Independence Day is right around the corner and many people celebrate with cookouts. While some people enjoy outdoor barbecues year round, summertime is ultimately the most popular time for grilling out. The best way to enjoy a summer of outdoor barbecues…

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Tree Damage – Are You Insured?

With all the tree damage from the recent storms, we’ve seen a lot of online conversation about insurance and the coverage or lack of coverage for tree damage.  One person posted “Did you know that insurance only covers to have trees…

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Insuring Your Jewelry with the Inland Marine Policy

One of our independent agents recently asked some thoughtful questions on the insurance options available for personal jewelry. Given the many options and types of coverages available, I thought this was a “valuable” blog topic!

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Insurance Coverage on the College Campus

Although the calendar tells me that summer is technically not even half over, the outdoor fun and vacations are winding down in many areas of the country. Schools will be back in session shortly and the football season will kick-off…

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Special Limits for Your Special Possessions

Often when we have a new claims representative handling property losses, the first claims they receive are what I call “starter” claims.  These are relatively simple homeowners claims involving personal property (also known as “contents”).  The reason I start with these…

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Got a Golf Cart? Get the Right Coverage!

Being a mother to three young children, I’m always looking for ways to entertain them.  One of my go-to sources for free entertainment is our family’s golf cart.  This time of year is great to just cruise around on the…

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Is There An App For That?

So you just bought the iPhone 5 and are enjoying the endless conveniences and fun that come with a smartphone. If you’re like most people, your mobile device goes where you go.  And a device that goes everywhere you go is…

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When Good Vacations Go Bad: Are You Covered?

The kids are out of school, the days are getting longer, the weather is warm, and you have the car packed and ready to go. It’s summer vacation time!  You’ve been planning and saving for months for that perfect summer vacation…

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