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What is a Deductible?

If you’ve ever had an auto accident or a homeowner’s claim, you have likely talked about your deductible. A deductible is the amount that is “deducted” or subtracted from the overall loss amount. So theoretically, if you have an auto…

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Man’s Best Friend or a Liability?

I am an animal lover, but dogs are my personal favorite. They are great company and it’s in their nature to seek your approval and love. Dogs are said to be “man’s best friend”, but have you ever thought about…

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What is Additional Living Expense Coverage?

Not many people sit and think about what they would do if a devastating tornado or fire completely demolished their home and left them “homeless.” When the unthinkable happens, Additional Living Expense, an often overlooked coverage that is typically part…

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Insurance 101: Introduction to Insurance Coverages (College Edition)

Post authored by John Kidd As I enter my senior year of college, I think back on all of the wonderful opportunities I’ve been fortunate enough to experience: collegiate athletics, clubs and organizations, as well as the life-long friends that…

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Young Adults Need Insurance Too!

Having just graduated from college and gotten married, I was at a loss for where to start when it came to insurance because my parents had always handled it for me. However, my husband and I had to figure out…

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Your Family’s Safety Starts at Home

Thinking about buying your dream home, adding on to your current home, or entering the house flipping business? Ensuring that your home or rental property is safe from the inside out may be more important than having a security system…

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Tips for Adding a Dog to Your Household

They say that a dog is a man’s best friend. Dogs can be great companions and a perfect addition to any home. Many dogs have such “doganality” (a term I came up with to describe my own little Shichon Marley’s…

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Replacement Cost Coverage: Review and Revise As Needed!

I was recently asked by a friend to explain why his homeowner insurance coverage amount differed so much from the tax value and market value in his area. I’m betting there are many of you out there asking the same question!

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Fire in Apartment 2B? Check The Stove!

The lead story on today’s local evening news covered another in a recent string of apartment fires in the San Antonio, Texas area.  As I listened to interviews with apartment residents whose lives had been impacted in a sudden, terrible…

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The Boomerang Effect

Tripp seemingly had it all. A great car, an interesting career, and a nice home. The only problem was it wasn’t exactly his home.  At age 35, he still lived with his parents! The 2006 romantic comedy Failure to Launch…

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