Central Insurance Companies
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Replacement Cost Value Versus Market Value: What’s the Difference?
Many homeowners often wonder why the limit on their homeowner’s insurance policy is more than the market value of their home. In some cases, there can be a drastic difference between what you recently paid for your home versus how…
Read MoreWhat is a Deductible?
If you’ve ever had an auto accident or a homeowner’s claim, you have likely talked about your deductible. A deductible is the amount that is “deducted” or subtracted from the overall loss amount. So theoretically, if you have an auto…
Read MoreMan’s Best Friend or a Liability?
I am an animal lover, but dogs are my personal favorite. They are great company and it’s in their nature to seek your approval and love. Dogs are said to be “man’s best friend”, but have you ever thought about…
Read MoreWhat is Additional Living Expense Coverage?
Not many people sit and think about what they would do if a devastating tornado or fire completely demolished their home and left them “homeless.” When the unthinkable happens, Additional Living Expense, an often overlooked coverage that is typically part…
Read MoreInsurance 101: Introduction to Insurance Coverages (College Edition)
Post authored by John Kidd As I enter my senior year of college, I think back on all of the wonderful opportunities I’ve been fortunate enough to experience: collegiate athletics, clubs and organizations, as well as the life-long friends that…
Read MoreYoung Adults Need Insurance Too!
Having just graduated from college and gotten married, I was at a loss for where to start when it came to insurance because my parents had always handled it for me. However, my husband and I had to figure out…
Read MoreYour Family’s Safety Starts at Home
Thinking about buying your dream home, adding on to your current home, or entering the house flipping business? Ensuring that your home or rental property is safe from the inside out may be more important than having a security system…
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