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The Many Coverages of Your Homeowners Policy

Most homeowners understand that their homeowner insurance policy provides them with protection against losses to their house, detached structures, and their contents. Many also understand that personal liability and medical payments coverage is also part of a homeowner policy.

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Are You Taking Full Advantage of Your Premium Discounts?

As I’ve mentioned before, it’s hard to watch any sort of television program without seeing an insurance advertisement at some point. I also have already expressed my views on the commercials that attempt to be cute, so we won’t go there.

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7 Factors Affecting Your Homeowners Insurance Rate

Ever wonder what dictates the rate you’re being charged for the insurance on your home? Every insurance company rates differently, but here are some factors your insurer could be taking into consideration.

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Don’t Take Any Chances: Properly Insure Your Valuables!

Were you one of the lucky individuals who received jewelry as a gift this past holiday season? Or perhaps you received something special for Valentine’s Day? In either case, here’s the important question that you need to ask yourself: “Did…

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The Next Catastrophic Flood Could Be Coming For You

Rain, rain, go away! At least that is what most of us are thinking after a few months, or in some cases, years of heavier-than-normal rainfalls. The U.S. has experienced flooding in areas that haven’t been affected for hundreds of…

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6 Tips for Preventing Water Damage from Appliances

Did you know that washing machines are one of the main sources of water damage to homes?  Others that top the list include hot water heaters and dishwashers. Fortunately, there are a few easy and inexpensive steps you can take to help…

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Your Tree Fell in Your Yard – Are You Covered?

  The past few months have been devastating for much of the country due to Hurricanes Florence and Michael causing a catastrophic amount of damage, especially in the southeast. There have been homes destroyed, businesses closed, and families displaced around…

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