Central Insurance Companies
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Why Certain Dog Breeds Are in the Insurance Doghouse
I have a number of friends – and clients – who are dog lovers. Some are more passionate than others about their four-legged friends and this can lead to uncertainty, confusion, and even anger over insurance company rules pertaining to…
Read MoreDiminish the Damage of Hurricane Season
The start of summer also means the start of hurricane season, running from June 1st through November 30th. Meteorologists love to make predictions about how many hurricanes will make landfall and their potential severity. Unless you live in a high-risk area that…
Read MoreInsuring the Wizarding World of Harry Potter
Since starting a career in the insurance industry, I’ve come to understand the importance of having proper insurance coverages and the consequences those face without it. Even in some of my favorite books, shows, and movies the characters could have…
Read MoreWhen the In-Laws Move In: Are They Covered?
As the Baby Boomer generation continues to grow older, it’s not uncommon to see aging parents move in with their grown children. Regardless of the reason, this situation is becoming more widespread and could potentially create insurance ramifications. In fact,…
Read MoreMay Flowers May Bring Unwanted Intruders
Everyone loves when the seasons change to warmer weather. Flowers are blooming, winter coats are put away, and vacations are being planned. Unfortunately, with this change comes an increase in home burglaries. If anyone has been burglarized, they know how violating it…
Read MoreReplacement Cost Value Versus Market Value: What’s the Difference?
Many homeowners often wonder why the limit on their homeowner’s insurance policy is more than the market value of their home. In some cases, there can be a drastic difference between what you recently paid for your home versus how…
Read MoreWhat is a Deductible?
If you’ve ever had an auto accident or a homeowner’s claim, you have likely talked about your deductible. A deductible is the amount that is “deducted” or subtracted from the overall loss amount. So theoretically, if you have an auto…
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