Archives
With home values significantly rising across the country over the past few years, it is important to understand the difference between dwelling value and market value when it comes to home insurance.
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A couple of summers ago, my family was planning a vacation to Texas for a wedding. Flights were booked, hotel rooms blocked, and all of our bags were backed. The morning we planned on leaving for the airport, we got…
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Category: Home, Personal, Prevention, Weather
Tags: home damage, home insurance, Personal, storm damage, tree damage property damage, tree maintenance, tree removal, trees, wind
A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping others improve their hunting experiences, whether it’s buying a new bow, fixing a…
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Category: Business, Claims, Commercial, Financial, Home, Household Inventory, Independent Agents, Liability, Personal, Trusted Choice
Tags: commercial, commercial insurance, commercial policy, home business, home business policy, home insurance, home office, home-based business, homeowners insurance, homeowners policy, independent agent, liability, liability claims, merchandise, slip and fall, slip and fall accidents, small business, Trusted Choice
With Groundhog Day coming up this Sunday, what do you think Punxsutawney Phil will see when he emerges from his burrow? I’m hoping it’s cloudy and he doesn’t see his shadow, so SPRING can arrive early this year! Spring is…
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Category: Home, Household Inventory, Personal
Tags: coverage, coverage limits, declutter, donate, home insurance, home inventory, homeowner policy, homeowners insurance, homeowners policy, household inventory, insurance policy, policy limits, spring cleaning
We should be grateful for the peace of mind that insurance provides all year long, but certain coverages definitely come in handy around the holidays. Enjoy this song to the tune of the classic Christmas carol, “The 12 Days of…
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Category: Auto, Home, Liability, Personal, Prevention, Weather
Tags: dangerous dog breed, dog bite, dog bites, dog owners, electrical hazards, electrical safety, fire safety, fireplace, frozen pipes, hail, holiday, holiday safety, holiday safety tips, holiday season, holidays, home fire, home insurance, homeowners insurance, liability coverage, liability insurance, Personal, personal auto insurance, personal insurance, personal liability coverage, prevent holiday party liabilities, slip and fall, slip and fall accidents, snow, snow and ice, stolen credit card, towing, winterizing your home
My family recently added a new member in the form of a two-month-old kitten, and as part of the adoption process, we were provided with a month’s worth of free pet insurance from the shelter. While that was a nice…
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Category: Home, Liability, Personal
Tags: animals, dangerous dog breed, dog bite, dog breed, dog owners, home, home insurance, homeowners, homeowners insurance, homeowners policy, liability, liability claims, liability coverage, liability insurance, Personal, personal insurance, personal liability coverage, pet, property coverage
Can you believe there was $5.5 BILLION in direct property damage in the US from 2012-2016? Whoa! And, can you believe October is almost over and November is nearing?! Well, it still is National Fire Prevention Month, so let’s learn…
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Category: Home, Household Inventory, Personal, Prevention
Tags: chimney, chimney fire, electrical hazards, electrical safety, fire, fire prevention, fire prevention tips, fireplace, heating system, home, home fire, home insurance, safety, smoke alarm, smoke detector
The thought of doing outdoor work in the cold weather isn’t overly appealing. With the fall season here and some cooler weather in store, it’s time to start thinking about that to-do list to make sure you don’t have any…
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Category: Home, Personal, Prevention, Weather
Tags: chimney, gutters, home insurance, home maintenance, Personal, personal property coverage, property, property coverage, roof, roof inspection, winter, winter preparation, winter weather
Most – if not all – homeowner insurance policies in the marketplace contain limitations or exclusions in them for fungi, wet or dry rot, and bacteria. On the surface this might not seem like a big deal; however, should a…
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While much of the insurance industry is attempting to commoditize insurance protection with cute commercials and a focus on price – rather than coverage and claims service – Central has taken the opposite approach and continues to offer innovative solutions…
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Category: Central, Claims, Education, Home, Personal, Prevention, Risk Management
Tags: add-ons, equipment breakdown, flood insurance, home, home insurance, homeowner policy, homeowners insurance, Personal Cyber Protection, utility line coverage