According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency. Water damage/freezing comes in second on this not so great list. With this in mind, I would like to give…
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Category: Claims, Home, Personal
Tags: back up power, claims, cleaning gutters, freezing, freezing pipes, gutters, hail damage, handrails, heating system, insulation, Insurance Information Institute, loss frequency, personal property, personal property coverage, preparedness, property damage, property owner, sealing doors, sealing windows, steps, subrogation, tree maintenance, trees, water damage, water pipe, wind damage, window seals, winter preparation, winter weather
Have you ever seen one of your family members or neighbors at the top of a ladder not being very safe? Maybe they were painting, taking leaves out of the gutters or cleaning windows, but they were making you nervous…
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Category: Home, Household Inventory, Personal, Prevention
Tags: climb, gutters, home, ladder, ladder safety, OSHA, Personal, safety, Safety Tips
Spring has always been one of my favorite seasons. All winter I look forward to planting flowers, the warmer weather, and my birthday! But spring also brings rain, storms, and other perils that could cause damage to your home. Most…
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Category: Home, Household Inventory, Personal, Prevention
Tags: air conditioner, air conditioner maintenance, gutters, home, home inventory, home maintenance, home repair, homeowners, Personal, roof, roof inspection, spring, spring cleaning, storms, trees, windows
The thought of doing outdoor work in the cold weather isn’t overly appealing. With the fall season here and some cooler weather in store, it’s time to start thinking about that to-do list to make sure you don’t have any…
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Category: Home, Personal, Prevention, Weather
Tags: chimney, gutters, home insurance, home maintenance, Personal, personal property coverage, property, property coverage, roof, roof inspection, winter, winter preparation, winter weather
Spring has always been one of my favorite seasons. All winter I look forward to planting flowers, the warmer weather, and the merciful end of snow. (Not to mention my birthday!) But spring also brings rain, storms, and other perils…
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Category: Central, Home, Loss Control, Personal, Prevention, Risk Management, Weather
Tags: air conditioner, gutters, home, roof, spring, trees, window seals
The start of the New Year is the perfect time to plan for the upcoming months and what you hope to accomplish. Some hope for personal changes or lifestyle changes, but this year my mom introduced me to a new…
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Category: Home, Loss Control, Personal, Prevention, Weather
Tags: gutters, property damage, roof damage, siding, spring cleaning, winter weather, winterizing your home
In many parts of the country, spring has arrived. The calendar even recognizes what we’re seeing before our very eyes: the vernal equinox this year is tomorrow! With the arrival of spring, so too arrives that long list of spring…
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Category: Central, Home, Prevention
Tags: attic, concrete, deck, downspouts, faucets, freeze damage, gutters, home maintenance, HVAC, lawn equipment, moisture, power wash, roof, shingles, siding, spring cleaning, spring; vernal equinox, sump pump, ventilation, wash, weather-poof, windows
Two of my all-time favorite movies are A Christmas Story and National Lampoons Christmas Vacation. I just can’t wait to dust off those classic movies every year and stick them back in my DVD player.
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Category: Central, Home, Loss Control, Prevention, Risk Management, Weather
Tags: A Christmas Story, attic, Clark Griswold, dam, damage, freeze, gutters, home, ice, icicle, melt, National Lampoons Christmas Vacation, Ralphie, Red Ryder, roof, Safety Tips, snow, thaw