While there’s typically no such thing as one-size-fits-all when it comes to insurance, commercial insurance is designed to offer protection to a wide range of businesses and industries from broad coverage to niche needs. The functions of these companies can…
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Category: Business, Central, Commercial, Liability
Tags: building, building contents, building coverage, business income coverage, commercial, commercial building, Commercial general liability, commercial insurance, commercial policies, commercial property, exposure, exposures, general liability, liability, office, office building, offices, property
Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in some cases, misunderstood. Sure, it’s easy enough to determine how much coverage is needed for tools and equipment and it’s…
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Category: Business, Claims, Commercial, Liability
Tags: bodily injury, business, commercial, commercial umbrella policy, commercial vehicles, contractors, Employment Practices Liability Insurance, equipment breakdown coverage, general liability, liability insurance, professional liability, property damage, subcontractors
Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…
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Category: Business, Claims, Commercial, Liability
Tags: blanket additional insured, business owner, Commercial general liability, commercial umbrella policy, general liability, independent agent, liability, liability coverage, owning a business, professional liability, protection, umbrella, umbrella policy
For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…
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Category: Business, Claims, Commercial, Liability
Tags: bodily injury, Commercial general liability, general liability, insurance, liability claims, liability coverage, liability insurance, personal injury, property damage, slip and fall, slip and fall accidents
It’s no secret winter weather creates more opportunity for liability claims, especially slips and falls. If you own a business, commercial building, or manage property, contracting with a reputable snow removal contractor to clear your driveways and walkways can help…
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Category: Business, Commercial, Liability, Risk Management, Weather
Tags: business, business contract, commercial building, commercial property, contracting, general liability, manage property, snow removal, winter
Just because a business isn’t a traditional brick and mortar establishment doesn’t mean it can go without business insurance. Even a home-based business needs insurance. Many people assume they are already covered under their homeowners policy when they are working out of their home. Unfortunately it’s not that…
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Category: Business, Commercial, Liability, Personal
Tags: business insurance, general liability, hobby, professional liability, sell online, small business, social media, starting a small business, successful business
Post authored by Bill Coates Have you experienced a time when some home-repair projects needed to be taken care of? Sometimes they’re too big or take too much time for you to tackle yourself: fading paint, falling gutters, or a big…
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Category: Central, Claims, Home, Liability, Personal
Tags: completed operations coverage, contractor, general liability, home repair projects, insured contractor, licensed contractor, low-cost contractor, workers' compensation
What do the following have in common? Vacant Buildings Junk yards Ponds Betty Boop
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Category: Central, Commercial, Liability, Loss Control, Risk Management
Tags: attractive nuisance, Betty Boop, children, general liability, junk yard, pond, trespassers, vacant building, vandalism
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