Archives
If the wind was strong enough to pick up Dorothy and Toto and pull her entire house into a tornado and send them to the magical Land of Oz, there is no telling what it could do to your property….
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Category: Home, Independent Agents, Personal, Prevention, Weather
Tags: flood insurance, home, independent agent, personal insurance, rain, spring storms, tornadoes, wind
Hurricane season is here. Meteorologists are at work and love to make predictions about how many hurricanes will make landfall and their potential severity. People in high-risk areas will be directly affected, of course, but everyone still needs to pay attention….
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Category: Business, Claims, Commercial, Financial, Home, Risk Management, Weather
Tags: claims, claims adjuster, claims process, claims service, coronavirus, COVID-19, disaster, disaster plan, disaster preparedness, emergency kit, emergency response plan, emergency supplies, FEMA, flood, flood insurance, flood zone, flooding, hurricane, hurricane season, natural disaster, personal pretective equipment, social distancing, storm damage, storms
Hurricane season is here. The season runs from June 1st through November 31st. Meteorologists love to make predictions about how many hurricanes will make landfall and their potential severity. Unless you live in a high-risk area that could be directly impacted, you…
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Category: Claims, Home, Personal, Prevention, Risk Management, Weather
Tags: catastrophic weather, disaster plan, emergency kit, emergency supplies, flood, flood insurance, flood zone, hurricane, hurricane season, property damage, protect your home
Rain, rain, go away! At least that is what most of us are thinking after a few months, or in some cases, years of heavier-than-normal rainfalls. The U.S. has experienced flooding in areas that haven’t been affected for hundreds of…
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Category: Central, Claims, Home, Liability, Personal, Prevention, Weather
Tags: flood, flood exposure, flood insurance, flood policy, homeowners insurance, homeowners policy, National Flood Insurance Program, Personal Flood Coverage
While much of the insurance industry is attempting to commoditize insurance protection with cute commercials and a focus on price – rather than coverage and claims service – Central has taken the opposite approach and continues to offer innovative solutions…
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Category: Central, Claims, Education, Home, Personal, Prevention, Risk Management
Tags: add-ons, equipment breakdown, flood insurance, home, home insurance, homeowner policy, homeowners insurance, Personal Cyber Protection, utility line coverage
When my wife and I bought our first home, the last thing on our mind was that it could be damaged by a flood. After consulting with our realtor, our neighbors, and examining the impressive sump-pump system in the basement,…
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Category: Central, Claims, Education, Financial, Home, Personal, Risk Management, Weather
Tags: basement, flood insurance, flood policy, flood zone, flooded basement, homeowners insurance, sump pump, water damage
The start of summer also means the start of hurricane season, running from June 1st through November 30th. Meteorologists love to make predictions about how many hurricanes will make landfall and their potential severity. Unless you live in a high-risk area that…
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Category: Home, Household Inventory, Personal, Prevention, Risk Management, Weather
Tags: disaster plan, disaster preparedness, flood insurance, flood zone, home, homeowners insurance, hurricane season, National Flood Insurance Program
Every few years, there is an event that makes me consider whether our home should be covered by flood insurance. I doubt that we will soon forget the images from Hurricane Sandy in the Northeast just a few years ago. Or…
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Category: Central, Claims, Home, Personal, Weather
Tags: coastal areas, flood, flood insurance, flood policy, flood zone, National Flood Insurance Program, NFIP
I recently returned from a visit to my in-laws’ home in Minot, North Dakota where I saw first-hand the devastation caused by last year’s spring flood. What was once a middle-class, suburban neighborhood located next to the city park and…
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Category: Central, Home, Risk Management, Weather
Tags: federal disaster assistance, FEMA, flood, flood exposure, flood insurance, Minot, NFIP, North Dakota
The old saying goes “April showers bring May flowers.” But did you know that April showers can bring more than May flowers? Yes, unfortunately those April showers which are so important to flower growth can also bring dreaded water losses. …
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Category: Central, Claims, Home, Loss Control, Personal, Prevention, Weather
Tags: april showers, exclusion, flood insurance, insurance, may flowers, mold growth, overflow, sewer drain, sump discharge, sump pump, water back-up, water damage, water losses, water mediation, wet rot