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Not All Home Insurance Lives Under One Roof

While much of the insurance industry is attempting to commoditize insurance protection with cute commercials and a focus on price – rather than coverage and claims service – Central has taken the opposite approach and continues to offer innovative solutions…

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Your Flood Risk is Rising

When my wife and I bought our first home, the last thing on our mind was that it could be damaged by a flood. After consulting with our realtor, our neighbors, and examining the impressive sump-pump system in the basement,…

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Diminish the Damage of Hurricane Season

The start of summer also means the start of hurricane season, running from June 1st through November 30th.  Meteorologists love to make predictions about how many hurricanes will make landfall and their potential severity.  Unless you live in a high-risk area that…

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Do You Need Flood Insurance For Your Home?

Every few years, there is an event that makes me consider whether our home should be covered by flood insurance. I doubt that we will soon forget the images from Hurricane Sandy in the Northeast just a few years ago.  Or…

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Avoid the Financial Flood: Purchase Flood Insurance

I recently returned from a visit to my in-laws’ home in Minot, North Dakota where I saw first-hand the devastation caused by last year’s spring flood.  What was once a middle-class, suburban neighborhood located next to the city park and…

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April Showers Bring May….Water Losses?

The old saying goes “April showers bring May flowers.”  But did you know that April showers can bring more than May flowers?  Yes, unfortunately those April showers which are so important to flower growth can also bring dreaded water losses. …

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