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Light Industrial – Heavy on Protection

  Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…

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Equipment Breakdown Coverage Explained

Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed because…

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Preparing your Lawn Equipment for a Long Winter’s Nap

Despite my best efforts, my lawn is in pretty rough shape. It won’t be long until the frost comes along, my grass goes dormant, and I promise each blade of grass that I will do better next year (Spoiler alert:…

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Play It Safe at the Playground: Parental Supervision Required

Warmer weather is on its way and that means more time spent enjoying activities outdoors . The swimming pool, ball diamond, and playground are all fun places to be during the summer, but they also offer plenty of opportunity for injury, especially…

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What to Do When Your PC is Past its Prime

Most of us have had to deal with getting rid of old computer equipment.   It either breaks, or gets very old and something new is purchased.  So what should we do with the old stuff? The main issue with disposal…

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