One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…
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Category: Business, Commercial, Cyber, Liability, Risk Management, Technology
Tags: Builders Risk, Business coverage, commercial cyber, commercial insurance, company vehicles, Employment Practices Liability Insurance, exposures, inland marine policy, Lessor's Risk, liability, loss control, underwriter, workers' compensation
Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in some cases, misunderstood. Sure, it’s easy enough to determine how much coverage is needed for tools and equipment and it’s…
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Category: Business, Claims, Commercial, Liability
Tags: bodily injury, business, commercial, commercial umbrella policy, commercial vehicles, contractors, Employment Practices Liability Insurance, equipment breakdown coverage, general liability, liability insurance, professional liability, property damage, subcontractors
While much of risk management for condominium associations boils down to common sense – ensure exterior surfaces and vegetation are well-maintained, utilize guidelines pertaining to the usage of grills or fire pits, and utilize procedures to ensure association funds aren’t…
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Category: Business, Communication, Liability, Loss Control, Risk Management
Tags: condo association, condo association master policy, condominium declarations, directors and officers, Employment Practices Liability Insurance, liability, ordinance or law coverage, risk management
Employment Practices Liability Insurance. If you own a business, you have likely heard of this coverage, or maybe you know it as EPLI. But what is it and why does your business need it? Over half of all Employment Practices…
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Category: Business, Central, Claims, Commercial, Employees
Tags: civil rights, defamation, discrimination, employment practices liability, Employment Practices Liability Insurance, EPLI, Equal Employment Opportunity Commission, false imprisonment, gender, harassment, invastion of privacy, lawsuit, liability, libel, retaliation, slander, small business, termination