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Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…
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Category: Business, Commercial, Employees, Liability, Loss Control
Tags: blanket additional insured, business income coverage, commercial, commercial building, commercial insurance, commercial property, coverage, coverage gap, electrical safety, electronics, equipment, equipment breakdown, equipment breakdown coverage, exposure, food handling, food service industry, liability coverage, light industrial, loss control, loss control inspection, machines, manufacturer, product liability exposure, protection, safety, workplace, workplace safety
We should be grateful for the peace of mind that insurance provides all year long, but certain coverages definitely come in handy around the holidays. Enjoy this song to the tune of the classic Christmas carol, “The 12 Days of…
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Category: Auto, Home, Liability, Personal, Prevention, Weather
Tags: dangerous dog breed, dog bite, dog bites, dog owners, electrical hazards, electrical safety, fire safety, fireplace, frozen pipes, hail, holiday, holiday safety, holiday safety tips, holiday season, holidays, home fire, home insurance, homeowners insurance, liability coverage, liability insurance, Personal, personal auto insurance, personal insurance, personal liability coverage, prevent holiday party liabilities, slip and fall, slip and fall accidents, snow, snow and ice, stolen credit card, towing, winterizing your home
Dedicated readers of my blog this past year (thanks again to the both of you!) will have noticed a theme – a very suburban dad-ish theme. Let’s continue with that, as the time for our neighbors to judge our Christmas…
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Category: Central, Home, Personal, Prevention
Tags: Christmas, Christmas lights, electrical hazards, electrical safety, holiday decorating, holiday lights, holiday safety, Safety Tips
Can you believe there was $5.5 BILLION in direct property damage in the US from 2012-2016? Whoa! And, can you believe October is almost over and November is nearing?! Well, it still is National Fire Prevention Month, so let’s learn…
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Category: Home, Household Inventory, Personal, Prevention
Tags: chimney, chimney fire, electrical hazards, electrical safety, fire, fire prevention, fire prevention tips, fireplace, heating system, home, home fire, home insurance, safety, smoke alarm, smoke detector
Now that fall is in full force and winter is slowly approaching (even though it is over 80 degrees here in Ohio on this first day of October), it will be soon that people will be spending more time indoors….
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Category: Home, Household Inventory, Personal, Prevention, Risk Management
Tags: candle safety, candles, cooking fires, electrical fires, electrical safety, fire, fire prevention, fire prevention tips, fire safety, fireplace, house fire, National Fire Protection Association, Safety Tips, space heater
It’s the most wonderful time of the year – there’ll be Christmas trees glowing and candle flames burning and good times when loved ones are near – it’s the most wonderful time of the year! Making the season merry and…
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Category: Central, Claims, Education, Employees, Home, Personal, Prevention, Weather
Tags: candle safety, Christmas tree safety, electrical safety, holiday decorating, holiday lights, Safety Tips
Electricity can do amazing things; whether it’s charging your cell phone or powering entire cities, it is something that has changed our world and technology as we know it. One of my first experiences with the power of electricity came…
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Category: Business, Central, Commercial, Education, Home, Personal, Risk Management
Tags: electrical circuits, electrical fires, electrical hazards, electrical safety, Safety Tips
Extension cords are a convenient way to supply power for tools and devices on a temporary basis. They are also the leading cause of electrical fires, and can cause injury and even death if used improperly.
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Category: Central, Commercial, Home, Personal, Prevention
Tags: CSA, electrical fires, electrical safety, electrocution, ETL, extension cord, Safety Tips, UL
It was May of 2005, just months after I purchased my first home, that I learned first-hand just how devastating a fire can be. I was 23 years old and just two years out of college. I thought I knew enough…
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Category: Central, Commercial, Home, Personal, Prevention
Tags: electrical circuits, electrical hazards, electrical safety, faulty wiring, fire prevention, licensed electrician, Safety Tips
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