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Equipment Breakdown Coverage Explained

Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed because…

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On the Twelfth Day of…INSURANCE?!

We should be grateful for the peace of mind that insurance provides all year long, but certain coverages definitely come in handy around the holidays. Enjoy this song to the tune of the classic Christmas carol, “The 12 Days of…

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Tips for Your Outdoor Illumination this Christmas

Dedicated readers of my blog this past year (thanks again to the both of you!) will have noticed a theme – a very suburban dad-ish theme. Let’s continue with that, as the time for our neighbors to judge our Christmas…

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House fires – $1.1 Billion property damage per year!

Can you believe there was $5.5 BILLION in direct property damage in the US from 2012-2016? Whoa! And, can you believe October is almost over and November is nearing?! Well, it still is National Fire Prevention Month, so let’s learn…

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The Importance of Electrical Maintenance and Safety

Electricity can do amazing things; whether it’s charging your cell phone or powering entire cities, it is something that has changed our world and technology as we know it. One of my first experiences with the power of electricity came…

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Electrical Safety: Be Proactive and Stay Protected

It was May of 2005, just months after I purchased my first home, that I learned first-hand just how devastating a fire can be. I was 23 years old and just two years out of college.   I thought I knew enough…

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