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Employee Drivers & How to Protect Your Business Auto Insurance Rates

business auto insurance

When determining which of your employees should have access to a company vehicle, it’s important to consider the effect these individuals could have on your business auto insurance policies.  At-fault accidents are the most common cause of premium increases on…

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Preventing the Risk of Distracted Driving

Distracted driving is something that some of us forget to think twice about. Consider your daily commute or your weekly trip to the grocery store. These are routes you have taken so often and are comfortable with. You probably change…

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Do Not Disturb: The Dangers of Distracted Driving

Nine. A relatively small number until you put it into context. Every day, nine lives are lost due to distracted driving.  Driving is something that many of us do each day without putting in much thought or energy, almost like…

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3 Primary Reasons for Increasing Auto Rates

As 2017 draws to a close, let’s reflect on some insurance-related items in the industry. While storms and hurricanes certainly dominated the headlines for a while, one issue that has been consistent throughout the year is an increase in auto…

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What’s Driving My Personal Auto Insurance Rates?

If you drive a vehicle, you are required by law to have insurance. But why do we need it?

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May We Have Your Attention Please?

When driving home from work this week, I came face to face with a distracted driver.  The driver was looking down, eyes off the road, texting!

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School Safety Saves Lives

It’s back to school time and for many children, school is already in session. Today as I drove my son to school, I realized how important it is to use extra caution while driving, now that school is in session. This…

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A “Reverse” Lesson in Distracted Driving

“What’d you do?!” The famous line Tommy exclaims when Richard opens the car door and it falls to the ground.  If you’ve never seen the movie Tommy Boy, just moments before the line is delivered, Tommy accidentally reverses the car…

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Keep Calm and Drive On: Preventing Road Rage

Anyone who drives with some frequency has likely witnessed an incident of road rage. Maybe you were on the receiving end of this dangerous behavior. Or maybe you were the aggressive driver.

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One Second in Time Could Last a Lifetime

By now I believe 105 percent of the U.S. has a portable computer in their pocket that we still call a “phone,” even though no one actually talks on it anymore. What we do is tweet on Twitter, comment on Facebook,…

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