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Not All Homeowner Insurance Policies Are Equal
As I’ve mentioned before in previous blogs, I find it sad that personal insurance has gotten commoditized to the point where many consumers buy based upon funny commercials and/or cheapest price. However, it’s a battle that agents face every day…
Read MoreSave Money with Auto Premium Discounts
Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like…
Read MoreMay the Coverage Be With You!
One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…
Read More3 Things to Consider When Insuring Your Condominium
There is constant debate in the insurance industry on how best to insure condos. Here are 3 important things to consider when insuring your condo.
Read More7 Factors Affecting Your Homeowners Insurance Rate
Ever wonder what dictates the rate you’re being charged for the insurance on your home? Every insurance company rates differently, but here are some factors your insurer could be taking into consideration.
Read MoreWhat is a Deductible?
If you’ve ever had an auto accident or a homeowner’s claim, you have likely talked about your deductible. A deductible is the amount that is “deducted” or subtracted from the overall loss amount. So theoretically, if you have an auto…
Read MoreInsurance 101 from the Underwriter
Working as an insurance professional, my friends and family often ask me about insurance. I’m sure others out there have these same questions so I thought I would try to help answer them.
Read MoreThe Loss of Your Priceless Valuables May Come at a Cost
Whether it’s a collection of miniature thimbles or your grandmother’s pearl necklace, your collectables or valuables are priceless to you. Because they are so important, you may take for granted that your homeowners policy will adequately cover your valuable items for loss, but it’s important…
Read MoreStorm Season is Here…Are You Ready?
Does June 29, 2012 ring a bell for you? That date will live in the insurance professionals’ memories for years to come. Derecho is a Spanish term for a straight, long, widespread and long-lasting storm that comes with fast-moving thunderstorms…
Read MoreSubrogation: The Right to Recovery
SUBROGATION – How’s that for a $.10 insurance word? I suspect most of you do not know what subrogation is unless you’ve previously had a loss involving it. According to Black’s Law Dictionary (you know it’s serious when I quote…
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