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Governmental Issues and Homeowner Insurance Policies

I am just finishing up a week-long vacation in Florida with my wife and several other couples, and as it happens every time I’m out during an extended period with others, the topic of insurance eventually came up. “What happens…

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Vacant Property Doesn’t Mean Vacant Worries

So my commercial building has become vacant…what’s the big deal? When a building is vacant, a small problem can quickly become a big problem. For example, a property in my neighborhood became vacant last fall. The bank that owned the…

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It May Have Been Covered but HOW Was It Covered?

If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibits that represent different…

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Are You Taking Full Advantage of Your Premium Discounts?

As I’ve mentioned before, it’s hard to watch any sort of television program without seeing an insurance advertisement at some point. I also have already expressed my views on the commercials that attempt to be cute, so we won’t go there.

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Winter Weather Can Wreak Havoc on Properties and Insurance Programs

As the temperatures dip below freezing this time of year, a number of weather-related situations can result in property insurance losses. Frozen pipes and ice dams are two of the more common wintertime insurance claims.

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Why You Need Equipment Breakdown Coverage

Many homes today incorporate advanced technology electronics and other equipment that is not covered by your standard homeowner insurance policy, yet a loss to one of these items can become a significant expense. Is there anything you can do to…

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What You Need to Know About Your Auto Liability Insurance

If you drive a car, you likely have auto insurance. Your insurance policy provides coverage against the many exposures of owning a vehicle. One of the most important perils it covers is your liability associated with operating a vehicle. If…

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