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Why You Need Equipment Breakdown Coverage

Many homes today incorporate advanced technology electronics and other equipment that is not covered by your standard homeowner insurance policy, yet a loss to one of these items can become a significant expense. Is there anything you can do to…

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What You Need to Know About Your Auto Liability Insurance

If you drive a car, you likely have auto insurance. Your insurance policy provides coverage against the many exposures of owning a vehicle. One of the most important perils it covers is your liability associated with operating a vehicle. If…

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Auto Insurance: Beyond the Basics

Auto insurance and the value of your car is always a hot topic. It seems every TV, billboard, and radio ad has promised to solve your auto insurance needs. One ad says that you won’t be driving around in three quarters…

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What is a Deductible?

If you’ve ever had an auto accident or a homeowner’s claim, you have likely talked about your deductible. A deductible is the amount that is “deducted” or subtracted from the overall loss amount. So theoretically, if you have an auto…

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Storm Season is Here…Are You Ready?

Does June 29, 2012 ring a bell for you? That date will live in the insurance professionals’ memories for years to come. Derecho is a Spanish term for a straight, long, widespread and long-lasting storm that comes with fast-moving thunderstorms…

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Spring: A Renewed Sense of Customer Service

One of my favorite times of the year is the beginning of spring. Everything, and I do mean everything, appears rejuvenated! The sun shows its beautiful face earlier every morning, and it stays out even longer before tucking us into…

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Buy a “Bargain” Policy Now and You Could Pay Later

Almost every auto insurance commercial on TV claims to save you money.  With the focus on price alone, one would think all insurance policies are created equal.  They most definitely are not!

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