Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…
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Category: Business, Commercial, Employees, Liability, Loss Control
Tags: blanket additional insured, business income coverage, commercial, commercial building, commercial insurance, commercial property, coverage, coverage gap, electrical safety, electronics, equipment, equipment breakdown, equipment breakdown coverage, exposure, food handling, food service industry, liability coverage, light industrial, loss control, loss control inspection, machines, manufacturer, product liability exposure, protection, safety, workplace, workplace safety
There is no disputing that the internet has changed our lives in the past 15-20 years. It has altered how we live, shop, and interact with each other. Companies such as Facebook, Amazon, Google, and Apple have become household names….
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Spring and summer are popular seasons for family gatherings. From graduation parties to weddings to family reunions, it’s a common practice for the host family to rent a hall or a park pavilion. As a host family, you may not…
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Category: Central, Financial, Liability, Personal, Umbrella
Tags: coverage gap, homeowner policy, liability, liability coverage, liability limit, party rental, party venue, personal liability coverage, personal liability limit, personal umbrella policy, rental, rental location, rental requirement, umbrella
Many employees drive company cars for their work-related duties. But what if the company car were your only car? Even as an employee of the company, it’s likely you are not listed on the company’s business auto policy.
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Category: Auto, Business, Central, Claims, Commercial
Tags: borrowed auto, business auto policy, company car, coverage exclusions, coverage gap, Driver Other Car endorsement, multi-policy discounts, Named Non-Owner Auto Policy, personal auto policy, personal use