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Cracking the Code on Commercial Umbrellas

Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…

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Common Misconceptions about the Personal Umbrella Policy

One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how…

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Managing Your Product Liability Exposure

If you are a manufacturer, retailer, or wholesaler, managing your product liability exposure is a critical part of your overall risk management plan.  Let’s take a look at some of the questions a liability underwriter will ask when deciding whether or not…

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