Central Insurance Companies

Archives


Business Insurance 101: Where Do New Business Owners Start?

If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…

Read More

Insuring Your Office

Commercial insurance is not one-size-fits-all, but there are features that even very different businesses have in common. Offices are an exposure that nearly every business has, from accounting firms to web engineers, and from one-person offices to a ten-story office…

Read More

Light Industrial – Heavy on Protection

  Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…

Read More

Equipment Breakdown Coverage Explained

Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed because…

Read More

The New Year is a Good Time for Your Commercial Policy Check-Up

As a small business owner, you have a lot on your plate. Obviously, making a profit and keeping your business growing are of paramount concern.  In addition, there’s making payroll, staying competitive, staying on top of new healthcare and tax laws,…

Read More

What if Santa Claus needed to buy insurance?

I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…

Read More

Does your Business Have a Roof Inspection Program?

If you own a business, you may have had your property inspected by a loss control representative from your insurance carrier. If so, they probably asked you, “Do you have a roof inspection program in place? How often do you…

Read More

Small Business Safety: Taprooms & Tastings

As a long-time homebrew hobbyist and a self-proclaimed craft beer aficionado, I have a deep appreciation for the passion and hard work that goes into creating great spirits. If you’ve managed to turn your passion into your business and joined…

Read More

5 Snow Removal Contract Requirements

It’s no secret winter weather creates more opportunity for liability claims, especially slips and falls. If you own a business, commercial building, or manage property, contracting with a reputable snow removal contractor to clear your driveways and walkways can help…

Read More

Protect your Business Property on the Move with Inland Marine

On a recent trip to Baltimore, Maryland, our family was fortunate to visit a well-known bakery. Even though the door was locked, somehow the children got the attention of the receptionist and we were welcomed inside where all the magic…

Read More