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Hire the Right People to Drive Your Company Vehicles

The majority of auto accidents are caused by driver error, whether it be following too closely, speeding, driving distracted, driving under the influence of alcohol or drugs, or any other variety of reasons. As a business owner, you have control…

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How to Grow Customer Trust and Comply with Data Privacy Laws

Data privacy will be a top trend for businesses in 2021. Today, virtually every nation has enacted laws that impact data privacy—or they are actively considering them. Failure to protect customer and employee information can have costly consequences. Business leaders…

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Insurance Considerations for Contractors

Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in some cases, misunderstood. Sure, it’s easy enough to determine how much coverage is needed for tools and equipment and it’s…

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The Benefits of Telematics for Company Vehicles

When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…

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Finding Solutions to Fleet Safety Management Questions

Fleet Management is a stressful task in all types of companies and operations…from the fleet that is a major part of a company’s operations such as large trucks, to a small company that has one to five vehicles. According to…

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Excess Policy or Umbrella Policy? What’s the difference and which is better?

One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? Of course, the answer…

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Business Insurance 101: Where Do New Business Owners Start?

If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…

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The Benefits of Your Loss Control Consultant

Loss Control for insurance is defined as risk management procedures designed to reduce the chances of claims against insurance policies. It mainly involves recognizing potential risks within the workplace and is attended to by voluntary or required actions a policyholder…

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Reopening Your Business During COVID-19

The last four months have been some of the most taxing and pressurized months I have seen in my 35 years calling on business owners. It’s hard enough to start a business and keep it up and running, but add…

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Protect Your Home-Based Business by Knowing the Coverage Options

A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping others improve their hunting experiences, whether it’s buying a new bow, fixing a…

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