Archives
A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping others improve their hunting experiences, whether it’s buying a new bow, fixing a…
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Category: Business, Claims, Commercial, Financial, Home, Household Inventory, Independent Agents, Liability, Personal, Trusted Choice
Tags: commercial, commercial insurance, commercial policy, home business, home business policy, home insurance, home office, home-based business, homeowners insurance, homeowners policy, independent agent, liability, liability claims, merchandise, slip and fall, slip and fall accidents, small business, Trusted Choice
These unprecedented times have left many of us with only one way to shop: online. Many online businesses have benefited from consumers “sheltering in place” with an influx of buyers shopping via apps and the internet. I am sure that I…
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Category: Business, Commercial, Liability, Prevention, Risk Management, Technology
Tags: applications, commercial, credit card, credit cards, cyber, cyber insurance, cyber security, cybersecurity, fraud, hackers, Internet, internet safety, liability coverage, liability insurance, online, online payment, online safety, online shopping, protect online privacy, retail
Commercial insurance is not one-size-fits-all, but there are features that even very different businesses have in common. Offices are an exposure that nearly every business has, from accounting firms to web engineers, and from one-person offices to a ten-story office…
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Category: Business, Central, Commercial, Liability, Risk Management
Tags: building, building contents, building coverage, business income coverage, commercial, commercial building, Commercial general liability, commercial insurance, commercial policies, commercial property, exposure, exposures, general liability, liability, office, office building, offices, property
One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…
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Category: Business, Commercial, Employees, Liability, Risk Management, Technology
Tags: Builders Risk, business, catastrophic event, cause of loss, cloud storage, commercial, commercial building, commercial insurance, construction, coverage, cyber, cyber security, data, deductible, employee, employees, exposure, exposures, inland marine, liability insurance, risk, risk assessment, safety, underwriter, workers' compensation, workplace, workplace safety
Coronavirus scams are everywhere. During the evolving public health crisis surrounding COVID-19 (coronavirus), it is essential to remain vigilant in the days and weeks to come, online as well as out in the world.
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Category: Business, Commercial, Employees, Prevention, Technology
Tags: anti-malware, anti-virus, antivirus, back up data, business, business owner, commercial, coronavirus, COVID-19, cyber, cyber attack, cyber crime, cyber criminals, cyber hygiene, cyber security, cybercrime, CyberScout, cybersecurity, security, vpn
Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…
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Category: Business, Commercial, Employees, Liability, Loss Control
Tags: blanket additional insured, business income coverage, commercial, commercial building, commercial insurance, commercial property, coverage, coverage gap, electrical safety, electronics, equipment, equipment breakdown, equipment breakdown coverage, exposure, food handling, food service industry, liability coverage, light industrial, loss control, loss control inspection, machines, manufacturer, product liability exposure, protection, safety, workplace, workplace safety
Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed because…
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Category: Business, Central, Commercial, Loss Control
Tags: commercial, commercial building, commercial insurance, commercial property, coverage, electrical circuits, electrical hazards, equipment, equipment breakdown, equipment breakdown coverage, insurance carrier, loss prevention, mechanical breakdown, preventive measures, property coverage, property policy
Did you watch the Super Bowl this past weekend? Even if you aren’t an NFL fan, I’m sure you would agree that both the Chiefs and the 49ers have proven themselves successful this season at building a winning team. Just…
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Category: Business, Commercial, Employees, Human Resources
Tags: business, business owner, commercial, employee, employees, employment, positive workplace, successful business, team, teamwork, worker, workplace goals
As a small business owner, you have a lot on your plate. Obviously, making a profit and keeping your business growing are of paramount concern. In addition, there’s making payroll, staying competitive, staying on top of new healthcare and tax laws,…
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Category: Business, Commercial, Financial, Independent Agents
Tags: annual insurance review, business insurance, business owner, commercial, commercial insurance, commercial property, exposure, exposure changes, independent agent, independent insurance agent, New Year, new year's resolution, protection, renewal, small business
This week is International Fraud Awareness Week! And, Small Business Saturday is coming up next week! Why not talk about fraud in small business? Genius.
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Category: Business, Commercial, Employees, Financial, Prevention
Tags: commercial, commercial insurance, coverage, finances, financial, fraud, fraud alert, risks, small business
