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A True Tale About Water Backup of Sewers and Drains Coverage

Any insurance agent who has been in the business long enough has one or two go-to stories they will use to prove their worth in a pinch. Whether we are talking to a prospect, speaking with others in the insurance…

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What to Do (and Not Do) After an Accident

If you’ve ever been in an accident, you may recall scrambling to try to figure out what to do and, more importantly, what not to do. A vehicle accident is never a pleasant experience for anyone involved. Nevertheless, as you make the first…

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Subrogation: The Right to Recovery

SUBROGATION – How’s that for a $.10 insurance word?  I suspect most of you do not know what subrogation is unless you’ve previously had a loss involving it. According to Black’s Law Dictionary (you know it’s serious when I quote…

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Tree Damage – Are You Insured?

With all the tree damage from the recent storms, we’ve seen a lot of online conversation about insurance and the coverage or lack of coverage for tree damage.  One person posted “Did you know that insurance only covers to have trees…

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A Smooth Claims Process is No Accident

An auto accident is a very jarring experience and most people are often unsure about what information to collect from the other party or parties involved. Accidents are frustrating in nature and lack of pertinent information can lead to delays in settling your…

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Navigating the Roof Claim Process

It’s springtime again and Mother Nature is already sending us strong winds and hail that may affect the one thing that offers the greatest protection to our home: the roof. Most of us have many questions when it comes to…

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Catalog Your Contents for a Better Claims Experience!

I recently handled a theft claim where a home was broken into while the insured and her husband were running errands. The burglars broke in through an exterior door in the back of the home and took twenty years’ worth of…

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