Archives
Considering starting a brewery? Here’s what type of insurance coverage you’ll need.
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Category: Business, Commercial, Liability, Loss Control, Prevention, Risk Management, Service
Tags: alcohol, alcohol awareness, alcohol awareness training course, alcohol training, bar owners, bartenders, business, business insurance, business owner, commercial building, Commercial general liability, commercial insurance, commercial property, customers, employee, employees, employment, fall prevention, hazard, liquor liability, protecting business property, safety, Safety Tips, small business, taprooms, tastings
Commercial insurance is far from one-size-fits-all, but there are exposures that nearly every business has in common. Whether you’re an accounting firm or a web engineering company, have a “solopreneur” space, or a multi-story building filled with hundreds of employees,…
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If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…
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Category: Business, Claims, Commercial, Financial, Liability, Risk Management
Tags: assets, business, business auto policy, Business Income - Loss of Use of Designated Auto Coverage, business income coverage, business income loss, business insurance, business inventory, business owner, commercial, commercial building, Commercial general liability, commercial insurance, commercial liability insurance, commercial policy, commercial property, commercial umbrella policy, equipment breakdown coverage, errors and omissions, independent agent, inland marine, inland marine insurance, loss prevention, professional liability, risk transfer
As a small business owner, you have a lot on your plate. Obviously, making a profit and keeping your business growing are of paramount concern. In addition, there’s making payroll, staying competitive, staying on top of new healthcare and tax laws,…
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Category: Business, Commercial, Financial, Independent Agents
Tags: annual insurance review, business insurance, business owner, commercial, commercial insurance, commercial property, exposure, exposure changes, independent agent, independent insurance agent, New Year, new year's resolution, protection, renewal, small business
I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…
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Category: Auto, Business, Claims, Commercial, Employees, Liability, Personal, Risk Management, Weather
Tags: auto insurance, auto policy, business auto policy, business insurance, business owner, claim, commercial building, Commercial general liability, commercial insurance, commercial lines underwriter, commercial property, commercial underwriting, coverage, errors and omissions, insurance, insurance claim, insurance underwriter, Personal, personal auto coverage, personal auto insurance, personal auto policy, personal injury, personal insurance, personal lines underwriter, professional liability, protecting business property, Santa, Santa Claus, underwriter, workers' comp claims, workers' compensation
Shop Small is a nationwide movement that celebrates small businesses every day and helps communities thrive and stay vibrant. Small Business Saturday is a whole day specially dedicated to supporting small businesses across the country, celebrated each year on the…
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Category: Business, Commercial, Financial, Prevention, Technology
Tags: business insurance, business owner, computer, computer attacks, cyber, cyber attack, cyber crime, cyber insurance, cyber insurance coverage, cyber risk, cyber security, cybercrime, data breach, online shopping, small business
One of the core concepts of insurance is risk management. The Institutes define risk management as “the process of making and implementing decisions that will minimize the adverse effects of accidental losses on an organization.”[i] Insurance professionals regularly use risk…
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Category: Business, Central, Commercial, Education, Employees, Risk Management
Tags: business, business insurance, commercial, commercial insurance, enterprise risk management, managing risks, risk management
Just because a business isn’t a traditional brick and mortar establishment doesn’t mean it can go without business insurance. Even a home-based business needs insurance. Many people assume they are already covered under their homeowners policy when they are working out of their home. Unfortunately it’s not that…
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Category: Business, Commercial, Liability, Personal
Tags: business insurance, general liability, hobby, professional liability, sell online, small business, social media, starting a small business, successful business
Well, I have officially been in the insurance business too long! While most people enter the holiday season excited about time off with family, tasty holiday meals and gifts under the tree, I find myself pondering the question, “What if…
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Category: Auto, Business, Claims, Commercial, Home, Liability, Personal
Tags: business auto policy, business insurance, employer protection liability, errors and omissions, personal auto poilcy, professional liability, property insurance, Santa, Santa Claus, workers' compensation
As a business owner, you buy insurance every year to provide protection from financial loss. However, the commercial policy shouldn’t be viewed as a maintenance policy. The most important function of the policy is to provide protection from severe or…
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Category: Business, Central, Claims, Commercial, Loss Control, Risk Management, Saving Money
Tags: analyzing loss frequency, business insurance, claims frequency, claims severity, commercial insurance, higher deductibles
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