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How to Start a Brewery: Insurance Edition

How to start a brewery

Considering starting a brewery? Here’s what type of insurance coverage you’ll need.

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What Commercial Insurance Policy Does My Business Need?

commercial insurance policy

Commercial insurance is far from one-size-fits-all, but there are exposures that nearly every business has in common. Whether you’re an accounting firm or a web engineering company, have a “solopreneur” space, or a multi-story building filled with hundreds of employees,…

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Business Insurance 101: Where Do New Business Owners Start?

If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…

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The New Year is a Good Time for Your Commercial Policy Check-Up

As a small business owner, you have a lot on your plate. Obviously, making a profit and keeping your business growing are of paramount concern.  In addition, there’s making payroll, staying competitive, staying on top of new healthcare and tax laws,…

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What if Santa Claus needed to buy insurance?

I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…

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Small Business Saturday – BIG Cyber Protection

Shop Small is a nationwide movement that celebrates small businesses every day and helps communities thrive and stay vibrant. Small Business Saturday is a whole day specially dedicated to supporting small businesses across the country, celebrated each year on the…

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Enterprise Risk Management: An Alternative Approach to Managing Risk

One of the core concepts of insurance is risk management. The Institutes define risk management as “the process of making and implementing decisions that will minimize the adverse effects of accidental losses on an organization.”[i] Insurance professionals regularly use risk…

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Small Businesses Still Need Big Protection

Just because a business isn’t a traditional brick and mortar establishment doesn’t mean it can go without business insurance. Even a home-based business needs insurance. Many people assume they are already covered under their homeowners policy when they are working out of their home. Unfortunately it’s not that…

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Santa Claus: A Ho-Ho-High Insurance Risk

Well, I have officially been in the insurance business too long!  While most people enter the holiday season excited about time off with family, tasty holiday meals and gifts under the tree, I find myself pondering the question, “What if…

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Control Your Losses to Cut Your Premiums

As a business owner, you buy insurance every year to provide protection from financial loss.  However, the commercial policy shouldn’t be viewed as a maintenance policy.  The most important function of the policy is to provide protection from severe or…

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