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What is a Named Insured in Underwriting?

named insured

When underwriters think about risk, fire and theft come to mind. However, one risk that might be overlooked is improperly underwriting multiple named insureds. Yet the named insured is a key element in any commercial insurance policy.  Who is considered…

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Why Do I Need a Builder’s Risk Policy?

builders risk

Whether you’re undertaking new construction, a remodel, or a renovation, a Builder’s Risk policy is an important consideration for residential and commercial properties.  What is a Builder’s Risk Policy? Designed to cover a property throughout the course of construction, a…

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How to Start a Brewery: Insurance Edition

How to start a brewery

Considering starting a brewery? Here’s what type of insurance coverage you’ll need.

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5 Top Tips for Winter Weather Prep

winter weather

Winter weather brings a slew of potential dangers for property owners. Whether you’re maintaining a commercial space or a home, preparing your space for the season can go a long way in protecting it.  In this article, the experts at…

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Meeting the Unique Needs of Vineyards & Wineries

With harvest wrapping up and the holidays just around the bend, we’ve entered a season full of popping corks and raising glasses. Vineyards and wineries fall under Central’s manufacturing vertical, which encompasses a wide range of businesses, including metal goods,…

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Cyber Resilience: The Best Plan for When the Worst Happens

As cyber risks evolve and become more threatening in scope, they come at an increasing cost to both the public and private sectors. The past two years have seen several significant cybersecurity incidents. In 2020, the Solar Winds hack breached…

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Insurance Considerations for Contractors

Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in some cases, misunderstood. Sure, it’s easy enough to determine how much coverage is needed for tools and equipment and it’s…

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The Benefits of Telematics for Company Vehicles

When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…

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Business Insurance 101: Where Do New Business Owners Start?

If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…

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Build a Strong Cybersecurity Culture through Employee Training

  Data breaches, hacks, and email fraud are hitting businesses of all sizes. It’s not just the big corporations like Equifax and Marriott International—all companies need to prioritize cybersecurity. According to one report, two-thirds of SMBs suffered a cyberattack in…

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