Archives
One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…
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Category: Business, Commercial, Employees, Liability, Risk Management, Technology
Tags: Builders Risk, business, catastrophic event, cause of loss, cloud storage, commercial, commercial building, commercial insurance, construction, coverage, cyber, cyber security, data, deductible, employee, employees, exposure, exposures, inland marine, liability insurance, risk, risk assessment, safety, underwriter, workers' compensation, workplace, workplace safety
Coronavirus scams are everywhere. During the evolving public health crisis surrounding COVID-19 (coronavirus), it is essential to remain vigilant in the days and weeks to come, online as well as out in the world.
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Category: Business, Commercial, Employees, Prevention, Technology
Tags: anti-malware, anti-virus, antivirus, back up data, business, business owner, commercial, coronavirus, COVID-19, cyber, cyber attack, cyber crime, cyber criminals, cyber hygiene, cyber security, cybercrime, CyberScout, cybersecurity, security, vpn
Did you watch the Super Bowl this past weekend? Even if you aren’t an NFL fan, I’m sure you would agree that both the Chiefs and the 49ers have proven themselves successful this season at building a winning team. Just…
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Category: Business, Commercial, Employees, Human Resources
Tags: business, business owner, commercial, employee, employees, employment, positive workplace, successful business, team, teamwork, worker, workplace goals
If you own a business, you may have had your property inspected by a loss control representative from your insurance carrier. If so, they probably asked you, “Do you have a roof inspection program in place? How often do you…
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Category: Business, Commercial, Loss Control, Prevention, Risk Management
Tags: building, business, business owner, commercial building, commercial property, inspection, loss control, loss control inspection, prevention, roof, roof damage, roof inspection, water leak
As a long-time homebrew hobbyist and a self-proclaimed craft beer aficionado, I have a deep appreciation for the passion and hard work that goes into creating great spirits. If you’ve managed to turn your passion into your business and joined…
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Category: Business, Commercial, Liability, Loss Control, Prevention, Risk Management, Service
Tags: alcohol, alcohol awareness, alcohol awareness training course, alcohol training, bar owners, bartenders, business, business insurance, business owner, commercial building, Commercial general liability, commercial insurance, commercial property, customers, employee, employees, employment, fall prevention, hazard, liquor liability, protecting business property, safety, Safety Tips, small business, taprooms, tastings
“I don’t need a Builder’s Risk policy,” said a contractor. “The money I save I’ll just set aside for any losses.” Little did he know how inexpensive a Builder’s Risk policy can be and how expensive a loss can be.
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Category: Business, Central, Claims, Commercial, Liability, Risk Management, Saving Money
Tags: builders, Builders Risk, business, insurance, policy, risk
According to Wikipedia, retail is the process of selling consumer goods or services to customers through multiple channels of distribution to earn a profit. Retailers satisfy demand identified through a supply chain. A retail sale occurs when a business sells…
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The role of a risk manager within an organization has certainly changed over the years, taking on additional responsibilities as exposures continue to change. At its core, sound risk management consists of identifying the risk, analyzing and evaluating it, appropriately…
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Category: Business, Central, Commercial, Risk Management
Tags: business, business income coverage, commercial, dependent business income, dependent properties, loss of business income, risk management, supplier
Winemaking is a trade as old as civilization. As the process has become more sophisticated over time, so have the options available to protect you against loss.
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If you’re like many business owners, once you get past the initial sigh and/or eye roll that accompanies the word “insurance,” you immediately start to think of property coverage as well as liability insurance. However, you probably don’t give much…
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Category: Business, Central, Commercial
Tags: burglary, business, computer fraud, crime, crime insurance, embezzlement, employee dishonesty, employee theft, forgery, robbery, social engineering, theft
