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Does your Business Have a Roof Inspection Program?

If you own a business, you may have had your property inspected by a loss control representative from your insurance carrier. If so, they probably asked you, “Do you have a roof inspection program in place? How often do you…

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Small Business Safety: Taprooms & Tastings

As a long-time homebrew hobbyist and a self-proclaimed craft beer aficionado, I have a deep appreciation for the passion and hard work that goes into creating great spirits. If you’ve managed to turn your passion into your business and joined…

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Builder’s Risk Policy vs. a Loss: Which Costs More?

“I don’t need a Builder’s Risk policy,” said a contractor.  “The money I save I’ll just set aside for any losses.” Little did he know how inexpensive a Builder’s Risk policy can be and how expensive a loss can be.

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Insuring Your Retail Business

According to Wikipedia, retail is the process of selling consumer goods or services to customers through multiple channels of distribution to earn a profit. Retailers satisfy demand identified through a supply chain. A retail sale occurs when a business sells…

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Preventing a Potential Coverage Gap When Relying on Another Entity

The role of a risk manager within an organization has certainly changed over the years, taking on additional responsibilities as exposures continue to change. At its core, sound risk management consists of identifying the risk, analyzing and evaluating it, appropriately…

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Uncork The Protection of Vineyard and Winery Coverage

Winemaking is a trade as old as civilization. As the process has become more sophisticated over time, so have the options available to protect you against loss.

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One of the ABC’s of Business Insurance: Always Buy Crime Coverage!

If you’re like many business owners, once you get past the initial sigh and/or eye roll that accompanies the word “insurance,” you immediately start to think of property coverage as well as liability insurance. However, you probably don’t give much…

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