Central Insurance
Archives
Peak Season Endorsement: A Better Way to Manage Inventory
If you operate a seasonal business or a business with significantly higher inventories at set times of the year, a peak season endorsement is an important consideration. Your personal property limit, including inventory, will remain constant throughout the year. However,…
Read MoreWhat is a Named Insured in Underwriting?
When underwriters think about risk, fire and theft come to mind. However, one risk that might be overlooked is improperly underwriting multiple named insureds. Yet the named insured is a key element in any commercial insurance policy. Who is considered…
Read MoreWhy Do I Need a Builder’s Risk Policy?
Whether you’re undertaking new construction, a remodel, or a renovation, a Builder’s Risk policy is an important consideration for residential and commercial properties. What is a Builder’s Risk Policy? Designed to cover a property throughout the course of construction, a…
Read MoreHow to Start a Brewery: Insurance Edition
Considering starting a brewery? Here’s what type of insurance coverage you’ll need.
Read More5 Top Tips for Winter Weather Prep
Winter weather brings a slew of potential dangers for property owners. Whether you’re maintaining a commercial space or a home, preparing your space for the season can go a long way in protecting it. In this article, the experts at…
Read MoreMeeting the Unique Needs of Vineyards & Wineries
With harvest wrapping up and the holidays just around the bend, we’ve entered a season full of popping corks and raising glasses. Vineyards and wineries fall under Central’s manufacturing vertical, which encompasses a wide range of businesses, including metal goods,…
Read MoreCyber Resilience: The Best Plan for When the Worst Happens
As cyber risks evolve and become more threatening in scope, they come at an increasing cost to both the public and private sectors. The past two years have seen several significant cybersecurity incidents. In 2020, the Solar Winds hack breached…
Read MoreInsurance Considerations for Contractors
Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in some cases, misunderstood. Sure, it’s easy enough to determine how much coverage is needed for tools and equipment and it’s…
Read MoreThe Benefits of Telematics for Company Vehicles
When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…
Read MoreBusiness Insurance 101: Where Do New Business Owners Start?
If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…
Read More