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Protect Your Online Retail Business

In my blog post, Protect Yourself While Shopping Online, I shared how to protect yourself as a consumer. Now, let’s talk about protecting your customers and yourself as a business owner. If you have any kind of online store where…

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Now Might Be the Perfect Time for an Account Review

If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…

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May the Coverage Be With You!

One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…

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Digital Hygiene Tips for Coronavirus Scams

Coronavirus scams are everywhere. During the evolving public health crisis surrounding COVID-19 (coronavirus), it is essential to remain vigilant in the days and weeks to come, online as well as out in the world.

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Teamwork Makes the Dream Work: Hiring Team Players

Did you watch the Super Bowl this past weekend? Even if you aren’t an NFL fan, I’m sure you would agree that both the Chiefs and the 49ers have proven themselves successful this season at building a winning team. Just…

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Does your Business Have a Roof Inspection Program?

If you own a business, you may have had your property inspected by a loss control representative from your insurance carrier. If so, they probably asked you, “Do you have a roof inspection program in place? How often do you…

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Small Business Safety: Taprooms & Tastings

As a long-time homebrew hobbyist and a self-proclaimed craft beer aficionado, I have a deep appreciation for the passion and hard work that goes into creating great spirits. If you’ve managed to turn your passion into your business and joined…

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Builder’s Risk Policy vs. a Loss: Which Costs More?

“I don’t need a Builder’s Risk policy,” said a contractor.  “The money I save I’ll just set aside for any losses.” Little did he know how inexpensive a Builder’s Risk policy can be and how expensive a loss can be.

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Insuring Your Retail Business

According to Wikipedia, retail is the process of selling consumer goods or services to customers through multiple channels of distribution to earn a profit. Retailers satisfy demand identified through a supply chain. A retail sale occurs when a business sells…

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Preventing a Potential Coverage Gap When Relying on Another Entity

The role of a risk manager within an organization has certainly changed over the years, taking on additional responsibilities as exposures continue to change. At its core, sound risk management consists of identifying the risk, analyzing and evaluating it, appropriately…

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