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Strengthen Your Home Insurance Protection Against Unseen Dangers

Most – if not all – homeowner insurance policies in the marketplace contain limitations or exclusions in them for fungi, wet or dry rot, and bacteria. On the surface this might not seem like a big deal; however, should a…

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Personal Liability Coverage – Don’t Let It Be An Afterthought

When discussing and rating homeowner insurance policies, personal liability coverage is often an afterthought.  Insurance companies and insurance agents don’t always take the time to explain what it is and what it covers. Don’t fall into the trap of thinking…

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What’s the Buzz About Drones?

Did you notice the new craze buzzing around this holiday season? Drones, otherwise known as unmanned aerial systems (UASs), were one of the most popular gifts of 2015. A UAS is defined as an unpiloted aircraft that is flown using…

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Protection from Life’s Storms: The Personal Umbrella Policy

Most personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury you are responsible for, whether it is bodily injury or personal injury. Lawsuits can stem from auto accidents, boating accidents,…

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You Can’t Get Blood From a Stone…But You Can Be Sued

Liability coverage is probably one of the most important coverages within any home insurance policy, yet it’s overlooked or downplayed by most consumers. If you are sued because of injuries or property damage someone sustains due to your action or inaction,…

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