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Insurance Considerations for Contractors
Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in some cases, misunderstood. Sure, it’s easy enough to determine how much coverage is needed for tools and equipment and it’s…
Read MoreHeed Your Mom’s Advice: Don’t Give Rides to Strangers (Unless You’re Properly Covered)
Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of decades: don’t get in the car with strangers and don’t meet people from the…
Read MoreMedical Payments – The Forgotten Homeowner Insurance Coverage
There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t…
Read MoreWhen Life Brings Storms, a Personal Umbrella Policy Protects You!
Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…
Read MoreGeneral Liability Covers More Than You Might Think
For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…
Read MoreStrengthen Your Home Insurance Protection Against Unseen Dangers
Most – if not all – homeowner insurance policies in the marketplace contain limitations or exclusions in them for fungi, wet or dry rot, and bacteria. On the surface this might not seem like a big deal; however, should a…
Read MorePersonal Liability Coverage – Don’t Let It Be An Afterthought
When discussing and rating homeowner insurance policies, personal liability coverage is often an afterthought. Insurance companies and insurance agents don’t always take the time to explain what it is and what it covers. Don’t fall into the trap of thinking…
Read MoreWhat’s the Buzz About Drones?
Did you notice the new craze buzzing around this holiday season? Drones, otherwise known as unmanned aerial systems (UASs), were one of the most popular gifts of 2015. A UAS is defined as an unpiloted aircraft that is flown using…
Read MoreProtection from Life’s Storms: The Personal Umbrella Policy
Most personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury you are responsible for, whether it is bodily injury or personal injury. Lawsuits can stem from auto accidents, boating accidents,…
Read MoreYou Can’t Get Blood From a Stone…But You Can Be Sued
Liability coverage is probably one of the most important coverages within any home insurance policy, yet it’s overlooked or downplayed by most consumers. If you are sued because of injuries or property damage someone sustains due to your action or inaction,…
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