Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…
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Category: Business, Claims, Commercial, Liability
Tags: blanket additional insured, business owner, Commercial general liability, commercial umbrella policy, general liability, independent agent, liability, liability coverage, owning a business, professional liability, protection, umbrella, umbrella policy
Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…
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Category: Business, Commercial, Employees, Liability, Loss Control
Tags: blanket additional insured, business income coverage, commercial, commercial building, commercial insurance, commercial property, coverage, coverage gap, electrical safety, electronics, equipment, equipment breakdown, equipment breakdown coverage, exposure, food handling, food service industry, liability coverage, light industrial, loss control, loss control inspection, machines, manufacturer, product liability exposure, protection, safety, workplace, workplace safety
Ask any small business owner what is the most frustrating part of dealing with insurance. Most will say “certificates of insurance.” Now, ask any insurance agent or account manager what is the most frustrating part of their day. Most will…
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As a business owner, what do you look for in an insurance company? The first answer for many small business owners will be the cheapest price. In these dicey economic times, that line of reasoning is understandable. However, there are…
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Category: Business, Central, Commercial, Financial, Independent Agents
Tags: agreed amount coverage, automation, blanket additional insured, claims service, coinsurance, commercial insurance, comprehenisve coverage, contingent business income, financial stability, independent agent, loss control