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Collision or Comprehensive: Which Coverage Applies?

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…

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When Life Brings Storms, a Personal Umbrella Policy Protects You!

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…

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Does your college student know what to do if they are involved in a car accident?

Going away to college is a big deal, and it comes with a lot more responsibility. One of them is being a responsible driver. What if they are in an accident or accused of hitting someone else’s car? Do they…

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Business Vehicles and Your Personal Auto Policy

It has become more and more popular that people are owning and running their own business these days. I mean, who doesn’t want to be their own boss? Though, what does that mean for your vehicles and auto insurance? Depending…

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Prepare Ahead to Prevent the Panic

While on your much-anticipated family vacation, you decide to take everyone to a top-rated mini golf course you’ve heard so much about when you notice you’ve missed your turn.  As you quickly try to figure out where you’re going, you fail…

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What You Need to Know About Your Auto Liability Insurance

If you drive a car, you likely have auto insurance. Your insurance policy provides coverage against the many exposures of owning a vehicle. One of the most important perils it covers is your liability associated with operating a vehicle. If…

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Auto Insurance: Beyond the Basics

Auto insurance and the value of your car is always a hot topic. It seems every TV, billboard, and radio ad has promised to solve your auto insurance needs. One ad says that you won’t be driving around in three quarters…

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