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What if Santa Claus needed to buy insurance?

I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…

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Collision or Comprehensive: Which Coverage Applies?

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…

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When Life Brings Storms, a Personal Umbrella Policy Protects You!

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…

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Does your college student know what to do if they are involved in a car accident?

Going away to college is a big deal, and it comes with a lot more responsibility. One of them is being a responsible driver. What if they are in an accident or accused of hitting someone else’s car? Do they…

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Business Vehicles and Your Personal Auto Policy

It has become more and more popular that people are owning and running their own business these days. I mean, who doesn’t want to be their own boss? Though, what does that mean for your vehicles and auto insurance? Depending…

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Prepare Ahead to Prevent the Panic

While on your much-anticipated family vacation, you decide to take everyone to a top-rated mini golf course you’ve heard so much about when you notice you’ve missed your turn.  As you quickly try to figure out where you’re going, you fail…

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What You Need to Know About Your Auto Liability Insurance

If you drive a car, you likely have auto insurance. Your insurance policy provides coverage against the many exposures of owning a vehicle. One of the most important perils it covers is your liability associated with operating a vehicle. If…

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Auto Insurance: Beyond the Basics

Auto insurance and the value of your car is always a hot topic. It seems every TV, billboard, and radio ad has promised to solve your auto insurance needs. One ad says that you won’t be driving around in three quarters…

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What is a Deductible?

If you’ve ever had an auto accident or a homeowner’s claim, you have likely talked about your deductible. A deductible is the amount that is “deducted” or subtracted from the overall loss amount. So theoretically, if you have an auto…

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Why You Need Transportation Expenses Coverage

Oftentimes, when damage occurs as a result of an auto accident, the vehicle can be rendered undrivable. When such an occurrence presents itself, you can find yourself in a tough situation if your auto insurance policy doesn’t provide coverage for you…

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