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How to Handle a Total Loss Vehicle Claim

total loss

Hearing that your vehicle has been declared a total loss can be frustrating. But not knowing what to do after that declaration can be downright stressful. In this article, we define a total loss, outline the five steps you should…

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Make Road Safety a Top Priority This Planting Season

With farmers in and out of fields for planting season, it’s important for everyone to do their part to help keep our farmers and motorists safe. Many of the on-road accidents can be avoided by having patience, using extreme caution,…

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Heed Your Mom’s Advice: Don’t Give Rides to Strangers (Unless You’re Properly Covered)

Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of decades: don’t get in the car with strangers and don’t meet people from the…

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Winter Driving and Auto Claims Tips

Winter storms often bring a rash of auto claims. Winter driving can be dangerous, so it is essential to stay alert and be smart. Let’s talk about winter driving safety tips, and steps to simplify the claims process should you be…

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Collision or Comprehensive: Which Coverage Applies?

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…

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When Life Brings Storms, a Personal Umbrella Policy Protects You!

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…

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Does your college student know what to do if they are involved in a car accident?

Going away to college is a big deal, and it comes with a lot more responsibility. One of them is being a responsible driver. What if they are in an accident or accused of hitting someone else’s car? Do they…

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Make Road Safety a Top Priority This Harvest Season

With farmers in and out of fields for harvest season, it’s important for everyone to do their part to help keep our farmers and motorists safe. One study by the University of Iowa indicates that equipment-related accidents in the nine…

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Prepare Ahead to Prevent the Panic

While on your much-anticipated family vacation, you decide to take everyone to a top-rated mini golf course you’ve heard so much about when you notice you’ve missed your turn.  As you quickly try to figure out where you’re going, you fail…

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Precious Cargo: Keeping Your Children Safe in the Car

Every 33 seconds, a child is involved in a car crash. [1] Car crashes continue to be a leading cause of death of children in the United States. [2] An average of 11 children per week died in motor vehicle…

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