First, let me tell you a little bit about myself. I have a Bachelor of Science degree in Occupational Safety. I have worked as a Loss Control Consultant/Specialist for an insurance company for over 25 years. My job involves inspecting buildings and operations to identify hazards (fire hazards, job safety hazards, etc.). I write reports about the hazards identified during the inspections and make recommendations to eliminate or reduce those hazards. My point is, I think about safety a lot.
I recently returned from a visit to my in-laws’ home in Minot, North Dakota where I saw first-hand the devastation caused by last year’s spring flood. What was once a middle-class, suburban neighborhood located next to the city park and zoo, is now a depressing sight of mostly empty homes, some stripped down to the frame work, piles of debris still sitting curbside waiting to be picked up, and once manicured lawns full of weeds and dead shrubbery. Many businesses remain boarded up.
The 2006 romantic comedy Failure to Launch starring Matthew McConaughey, Sarah Jessica Parker, Terry Bradshaw, and Kathy Bates illustrates, albeit in a gross exaggeration, a phenomenon that is increasing in America today: adult children remaining in or returning to the nest of their parents.
The kids are out of school, the days are getting longer, the weather is warm, and you have the car packed and ready to go. It’s summer vacation time! You’ve been planning and saving for months for that perfect summer vacation with the family, but what happens if not everything goes as planned? You may be asking yourself, “Does my insurance coverage protect me and my family from mishaps, accidents, and losses while on vacation?”
It’s always a good idea to contact your local independent insurance agent prior to your trip if you have any concerns about how your current insurance coverage may apply to your specific vacation plans and needs. Things you may want to discuss with your agent include coverage for vacation home rentals, automobile rentals, and personal watercraft rentals to make sure you are fully protected in the event something goes wrong and you experience a loss.
With the warm weather now in full swing, people have begun opening their pools for the summer. While pools are a great way to escape the heat, there are several safety considerations to take to be sure your summer oasis is a safe one.
Occasionally, we all need to give constructive feedback to others. The problem is that many times the feedback is given poorly and the other person feels attacked or they want to run and hide. This is the “fight or flight syndrome” that we are all familiar with. It’s very difficult to listen and learn from feedback if you are hurt or feel you need to defend yourself. Here are some tips to help you give feedback the right way to your employees, your boss, or even a family member.