Central Insurance Companies

Don’t Get Burned: Check Your Smoke Detectors!

This probably isn’t the most original topic for a blog.  My guess is there are more than a few blogs out there about smoke detectors.  So why write one?

First, let me tell you a little bit about myself.  I have a Bachelor of Science degree in Occupational Safety.  I have worked as a Loss Control Consultant/Specialist for an insurance company for over 25 years.  My job involves inspecting buildings and operations to identify hazards (fire hazards, job safety hazards, etc.).  I write reports about the hazards identified during the inspections and make recommendations to eliminate or reduce those hazards.  My point is, I think about safety a lot.

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Avoid the Financial Flood: Purchase Flood Insurance

I recently returned from a visit to my in-laws’ home in Minot, North Dakota where I saw first-hand the devastation caused by last year’s spring flood.  What was once a middle-class, suburban neighborhood located next to the city park and zoo, is now a depressing sight of mostly empty homes, some stripped down to the frame work, piles of debris still sitting curbside waiting to be picked up, and once manicured lawns full of weeds and dead shrubbery.   Many businesses remain boarded up.

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The Boomerang Effect

Tripp seemingly had it all. A great car, an interesting career, and a nice home. The only problem was it wasn’t exactly his home.  At age 35, he still lived with his parents!

The 2006 romantic comedy Failure to Launch starring Matthew McConaughey, Sarah Jessica Parker, Terry Bradshaw, and Kathy Bates illustrates, albeit in a gross exaggeration, a phenomenon that is increasing in America today: adult children remaining in or returning to the nest of their parents.

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When Good Vacations Go Bad: Are You Covered?

The kids are out of school, the days are getting longer, the weather is warm, and you have the car packed and ready to go. It’s summer vacation time!  You’ve been planning and saving for months for that perfect summer vacation with the family, but what happens if not everything goes as planned?  You may be asking yourself, “Does my insurance coverage protect me and my family from mishaps, accidents, and losses while on vacation?”

It’s always a good idea to contact your local independent insurance agent prior to your trip if you have any concerns about how your current insurance coverage may apply to your specific vacation plans and needs.  Things you may want to discuss with your agent include coverage for vacation home rentals, automobile rentals, and personal watercraft rentals to make sure you are fully protected in the event something goes wrong and you experience a loss.

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Swim Into a Safe Summer at the Pool

With the warm weather now in full swing, people have begun opening their pools for the summer. While pools are a great way to escape the heat, there are several safety considerations to take to be sure your summer oasis is a safe one.

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Analyzing the Avengers: The Ingredients for a Strong and Diverse Team

Throughout our lives, we as humans constantly find ourselves as members of various teams. These teams often differ in their individual agendas, but ultimately all work towards achieving some sort of goal. If you are on a business team, such as marketing or customer service, it is important to have a diverse group of people on board. We all come from different backgrounds and have a unique set of experiences that we can pull from in order to come up with valuable ideas. This very blog is the product of a team effort and was designed to be used as another tool for customer service. The old saying, “two heads are better than one,” is a simple means of saying that “the more ideas, the more talent and strengths, the better.”

To prove my point, we really don’t have to look much further than the recent blockbuster “The Avengers.” “The Avengers” are the perfect example of what ingredients it takes to construct a well-rounded team.

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Deconstructing Constructive Feedback

Occasionally, we all need to  give constructive feedback to others.  The problem is that many times the feedback is given poorly and the other person feels attacked or they want to run and hide.  This is the “fight or flight syndrome” that we are all familiar with.  It’s very difficult to listen and learn from feedback if you are hurt or feel you need to defend yourself.  Here are some tips to help you give feedback the right way to your employees, your boss, or even a family member.

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