Central Insurance Companies

Understanding and Preparing for a Premium Audit

You just received a phone call from someone who says they represent your insurance carrier and would like to set up an appointment to audit your business operations.  You’ve paid all of your premiums on time so what could they possibly want?

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Raising the Bar: Best Practices for Bar Risk Management

It happens more than you’d like to think.  A person drinking in a bar leaves and causes an accident, injuring or killing another person.  The victim’s family then files a lawsuit against the bar.  Owning a bar can be fun and financially rewarding, but it also exposes you to liability risks that could prove costly should you be sued.  Here’s what you can do to manage those risks and protect yourself and your establishment.

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Don’t Wait on Weird Workers’ Comp Claims

When it comes to workers’ compensation, it’s important to report every claim right away, even if the claim seems downright absurd.  Those are the claims that will likely take more time to settle. Why? Some claims, like a finger caught in a machine, are obviously related to the activities of work. It’s the more questionable claims that may require an in-depth investigation first. 

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Safety First for Summer Fun on the Water

Everyone loves summer time. It stays lighter longer, the weather is warm, and most of us take a summer vacation. Many summer vacations revolve around water. Whether it’s at the beach or a lake, water is usually nearby. With water comes water sports. Boating, jet skiing, water skiing and tubing are just a few of the many activities people enjoy during the warm weather months.

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Move It!

We have all heard of the studies regarding how sitting for long periods of time can have adverse effects on our health. The statistics can be alarming! However, there is no need to panic. Those same studies have revealed that there are simple things you can do while at work to help maintain your health and fitness.  Following these tips will help you feel better at work and when your day is over too.

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Road Trip Rentals…Are You Covered?

This summer, millions will take to the road to embark on the annual family vacation. Although many people drive their own personal vehicles on family road trips, others opt for the convenience and utility of renting a car for vacation travel.  By going this route, families are able to save the mileage and wear and tear on their own personal vehicles and in many cases, obtain a larger vehicle with more space than their own car would provide. Even those vacationers who fly to their destination often rent a car when they arrive so they can travel locally.

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The Need for Speed

Take a moment to think of all the ways we have made things faster. Stick the words “instant,” “quick,” “speedy” or “express” in the name of something and now you can charge extra for it. From the packages we ship to the food we eat, we have become a society that hates to wait. In fact, there are very few circumstances where waiting is acceptable, and waiting on our PCs is not one of them. So if the current speed of your PC has you frazzled, here are some tips that will hopefully help restore a portion of your sanity.

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