With college kids back to school, parents often call to remove their children from their auto policy to try to save a few dollars. While this may be possible in some states, it is not the case for all.
In Massachusetts, for example, all household members or customary operators of a vehicle must be listed on the auto policy. If a person’s legal address is your home, then they are considered a household member.
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The school busses are on the road and kids are back in school. This is a great time for everyone to give thought to their personal “education” and development. In our ever-changing world, learning doesn’t end when we graduate from high school or college. In order to be successful and stay current, people need to have a “continuous improvement” mindset. Think of it as an investment in yourself that makes you more valuable to your present employer and will help prepare you for a future opportunity.
You just received a phone call from someone who says they represent your insurance carrier and would like to set up an appointment to audit your business operations. You’ve paid all of your premiums on time so what could they possibly want?
It happens more than you’d like to think. A person drinking in a bar leaves and causes an accident, injuring or killing another person. The victim’s family then files a lawsuit against the bar. Owning a bar can be fun and financially rewarding, but it also exposes you to liability risks that could prove costly should you be sued. Here’s what you can do to manage those risks and protect yourself and your establishment.
When it comes to workers’ compensation, it’s important to report every claim right away, even if the claim seems downright absurd. Those are the claims that will likely take more time to settle. Why? Some claims, like a finger caught in a machine, are obviously related to the activities of work. It’s the more questionable claims that may require an in-depth investigation first.