Central Insurance Companies

Dwelling Value vs. Market Value: What Are You Insuring?

With home values significantly reduced for the past few years, I have grown accustomed to phone calls from customers insisting that the dwelling value listed on their insurance policy is way too high. They typically say, “I could never sell my house for that much.” With spring in full swing and home buyers out scouring real estate listings again, it might be a good time to explain what home buyers are actually insuring.

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Beat the Heat to Stay Healthy this Summer

Spring has been here for several weeks and summer is just around the corner, so prepare for these risks as you work and play outside.

Sun Exposure

About half of all cancers diagnosed this year will be skin cancers.  One of the most important things you can do to protect your skin is use sunscreen. We all know we need to use it, but how much and which one?

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What to Do When Your PC is Past its Prime

Most of us have had to deal with getting rid of old computer equipment.   It either breaks, or gets very old and something new is purchased.  So what should we do with the old stuff?

The main issue with disposal is the impact on the environment.  Just throwing it out with the trash can truly have a negative impact on the environment due to the materials used to make a computer.  In some cities, it is illegal to dispose of it in the regular trash, and waste management may not take it anyway.  This leaves many people looking for a way to get rid of it safely.

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The 6 Rungs of the Safety Ladder

Ladder safety is probably not something most of us give much thought.  After all, a ladder is a fairly simple tool.  But the simplicity of this tool is exactly what makes it easy to take for granted.

According to the Consumer Product Safety Commission (CPSC), more than 164,000 emergency room-treated injuries relating to ladders occur annually in the U.S.  That’s a lot of injuries involving such a simple tool.  Maybe we could all benefit from a review of ladder safety tips.

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Make Your Attractive Nuisance Less Attractive

What do the following have in common?

  • Vacant Buildings
  • Junk yards
  • Ponds
  • Betty Boop

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Ten Home Maintenance Essentials for Spring

In many parts of the country, spring has arrived. The calendar even recognizes what we’re seeing before our very eyes: the vernal equinox this year is tomorrow!

With the arrival of spring, so too arrives that long list of spring projects, including spring cleaning and home maintenance. To help you get started, here are ten essentials for your spring home checklist:

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Walking for Heart Health and Home Maintenance!

The life of a claims adjuster is fast-paced and action packed.  The constant onslaught of e-mails, telephone calls, and other daily job requirements can lead to a great deal of stress.  One of my favorite ways to deal with stress is to walk.  The health benefits of walking for stress reduction and physical exercise are well documented.  One of the things I enjoy most about walking is it forces me to slow down and gives me a chance to unwind from the daily grind.  It gives me an opportunity to look at my surroundings at a slower pace and observe things that are usually missed as I whiz by in my car rushing from point A to point B.   I am always amazed at the things I see and discover while walking that I have never noticed before, even though I may have gone past them hundreds of times.

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