What if your home were damaged or destroyed by a fire, theft or natural disaster? When it comes time to file the claim with your insurance company, will you be able to list every item that was in every room of your home, along with it’s estimated value ? If you’re like me, the answer is no! But that’s exactly what your insurance agent will need to file your claim and assure you receive a fair settlement. This is why you should have a Household Inventory. Completing a Household Inventory now assures you’ll have this valuable information when you need it most. It’s an easy process. First, watch our informative video on the whys and hows of completing an inventory, then get started today!
Do you already have a household inventory? Have you ever had to use it? Share your experience and your advice here!
If you’re like me, probably not. It’s one of those appliances most people install and then forget about. The expectation is that it’ll be there to handle its job when needed.
Early spring is usually the kick-off to hail season. As you are likely aware, hail can do significant damage to anything it comes in contact with depending on the size of the hail. Hail is a solid form of precipitation made up of balls or irregular lumps of ice referred to as hailstones. Hail normally develops and falls during periods of severe thunderstorms. The size of hail varies from pea size on up, with the largest recorded hailstone in the United States measuring 1.67 pounds with a circumference of 17.5 inches. Now that could do some damage!
Summer is right around the corner and it’s time to start getting ready for those family vacations. When thinking about fun places to go for vacation, one destination pops up more commonly than any other, Walt Disney World. Often referred to as the happiest place on earth, Disney World has become the central hub for family fun in today’s society. It truly is its own little world, with something for every member of the family to enjoy. Old, young, married, or single, there is a plethora of things to do and see. Whether you are playing 18 holes on one of the many golf courses, driving race cars at the Richard Petty Speedway, losing yourself in the nightlife of Downtown Disney, or simply spending your days at the many theme parks, Disney World is an amazing place to visit.
With home values significantly reduced for the past few years, I have grown accustomed to phone calls from customers insisting that the dwelling value listed on their insurance policy is way too high. They typically say, “I could never sell my house for that much.” With spring in full swing and home buyers out scouring real estate listings again, it might be a good time to explain what home buyers are actually insuring.