I receive e-mails periodically from industry sources that share information on various insurance topics. One thing that’s certain is that communication has changed since I entered the industry. From the not-so-green printed manuals to Facebook and digital newsletters, information flows fast and furious with no end in sight.
If you’re like me, you’ve probably noticed an increase in your homeowners insurance premiums. While it doesn’t make it any easier, it’s important for you to know that you’re not alone. Most homeowners insurance companies across the nation are increasing the price they charge to protect your home and its contents.
I’m not sure what the weather has been like in your area over the last couple of days but in Northwest Ohio it has been crazy windy. Since becoming a claims adjuster, I think in a completely different way when it comes to the weather. All I think about are the weather-related claims that will be rolling in.
According to Car-Accidents.com, the National Highway Traffic Safety Administration (NHTSA) reports that there are approximately 1.5 million car crashes each year as a result of deer. Deer are especially active during fall, which coincides with their mating season. Although we cannot stop deer from entering roadways at inopportune times, there are steps we can take to diminish the chance of having an accident if a deer crosses our path while driving.
My community experienced an F4 tornado on November 10, 2002. Unfortunately there were two deaths in the community but there could have been many more. The local cinema was full of people out for a movie on a Sunday afternoon. Cinema employees moved everyone to the safest part of the building when the warning alarms were sounded.
It’s hard to believe the Christmas season is just around the corner. Large amounts of money will be spent on the perfect gifts or donated to favorite charities. To handle the volume of additional business and customers, many stores and organizations hire seasonal employees to maintain great customer service. After all, for many stores, a large percentage of their total annual revenue is generated during this two-month period. With so much money changing hands, I have to ask myself if these businesses are doing everything possible to minimize employee theft.
My oldest daughter works at a local fast-food restaurant. While she has just entered college, she started working at the restaurant during her senior year in high school. And, like all younger workers, she was worried that college students would come home for summer break and take some of her hours to make some money. Jobs are at a premium these days as you know, with a national unemployment rate hovering around 9.1% as of August 2011. Fortunately, her hours did not decrease much even though, as was broadcast this year, college students were having difficulty landing summer work.
The first frost, falling leaves, and brisk temperatures also remind me it’s time to begin another season of the Thermostat Wars.