Central Insurance Companies

The Working Dead

This past weekend I ran in a 5K obstacle race called “Run for Your Lives.” The premise is this: you go to a farm or wooded area, put on a belt that has red flags attached, and then run through a trail of obstacles all while trying to avoid zombies. That’s right, as if running in 90 degree weather through mud and rocks wasn’t enough, you also have to try to avoid legions of the undead that are after your flags. If you finish the race with a flag, you are a survivor. If you lose all of your flags, then you finish the race as one of the undead and your times are listed accordingly. It was fun, intense, and tiring to say the least.

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Sharing the Load Leads to Success

We all have times when there aren’t enough hours in the day to accomplish what we need to do at work or at home.  If you frequently find yourself in this situation, you may be making a mistake that some supervisors make – thinking you are the only person who can complete the work.  The answer to your time management problem is to delegate whenever possible!  Good supervisors know they can’t do everything themselves and recognize there are many benefits to delegating tasks. It can help your staff (or family) develop new skills, creates a sense of teamwork, and frees up your time for things that only YOU can do. Follow these steps for effective delegation.

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Ten Tips for E-mail Security

According to Radicati Group, there will be 2.5 billion e-mail users by 2014. With all of this e-mail activity, you need to be diligent not to fall victim to the various attacks that can plague e-mail users.

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Don’t Get Burned: Check Your Smoke Detectors!

This probably isn’t the most original topic for a blog.  My guess is there are more than a few blogs out there about smoke detectors.  So why write one?

First, let me tell you a little bit about myself.  I have a Bachelor of Science degree in Occupational Safety.  I have worked as a Loss Control Consultant/Specialist for an insurance company for over 25 years.  My job involves inspecting buildings and operations to identify hazards (fire hazards, job safety hazards, etc.).  I write reports about the hazards identified during the inspections and make recommendations to eliminate or reduce those hazards.  My point is, I think about safety a lot.

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Avoid the Financial Flood: Purchase Flood Insurance

I recently returned from a visit to my in-laws’ home in Minot, North Dakota where I saw first-hand the devastation caused by last year’s spring flood.  What was once a middle-class, suburban neighborhood located next to the city park and zoo, is now a depressing sight of mostly empty homes, some stripped down to the frame work, piles of debris still sitting curbside waiting to be picked up, and once manicured lawns full of weeds and dead shrubbery.   Many businesses remain boarded up.

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The Boomerang Effect

Tripp seemingly had it all. A great car, an interesting career, and a nice home. The only problem was it wasn’t exactly his home.  At age 35, he still lived with his parents!

The 2006 romantic comedy Failure to Launch starring Matthew McConaughey, Sarah Jessica Parker, Terry Bradshaw, and Kathy Bates illustrates, albeit in a gross exaggeration, a phenomenon that is increasing in America today: adult children remaining in or returning to the nest of their parents.

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When Good Vacations Go Bad: Are You Covered?

The kids are out of school, the days are getting longer, the weather is warm, and you have the car packed and ready to go. It’s summer vacation time!  You’ve been planning and saving for months for that perfect summer vacation with the family, but what happens if not everything goes as planned?  You may be asking yourself, “Does my insurance coverage protect me and my family from mishaps, accidents, and losses while on vacation?”

It’s always a good idea to contact your local independent insurance agent prior to your trip if you have any concerns about how your current insurance coverage may apply to your specific vacation plans and needs.  Things you may want to discuss with your agent include coverage for vacation home rentals, automobile rentals, and personal watercraft rentals to make sure you are fully protected in the event something goes wrong and you experience a loss.

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