Do you stream your videos instead of rent them?  Can you text, download an app, and update your status all at the same time? Is an Apple something you buy, not something you eat? Then chances are you’re a Gen Y’er.

Born sometime between the late 1970’s and early 1990’s (dates vary depending on which website you’re referencing), Generation Y (or Millennials) is the largest segment of the US population with over 70 million members (according to There are many traits used to describe you: tech-savvy, highly educated, family oriented, ambitious, team player, attention craving. While you may or may not agree, one thing is certain, you are facing some major life events in the next few years…first job, first car, first house, marriage, family.  Whew!  That’s a lot to think about, a lot of decisions to be made. And each of those comes with a cost.

So it may seem, with all of the financial pressures you’re facing, that purchasing insurance just isn’t a necessity. I know what you’re probably thinking…it’s just something you don’t really need or can’t afford.  But, the truth of the matter is insurance is something you can’t afford to not have.

But I’m just a Gen X’er, not much older than you, so don’t take my word for it.  The best advice comes from experience, from age, from…our parents?  Click above to watch the video Does Mom Know Best? Insurance Advice for Gen Y for some free advice from a real-life mom, then see if you don’t agree…maybe it’s time to call an independent insurance agent?

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