Category: Risk Management
If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…
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Category: Business, Claims, Commercial, Financial, Liability, Risk Management
Tags: assets, business, business auto policy, Business Income - Loss of Use of Designated Auto Coverage, business income coverage, business income loss, business insurance, business inventory, business owner, commercial, commercial building, Commercial general liability, commercial insurance, commercial liability insurance, commercial policy, commercial property, commercial umbrella policy, equipment breakdown coverage, errors and omissions, independent agent, inland marine, inland marine insurance, loss prevention, professional liability, risk transfer
These unprecedented times have left many of us with only one way to shop: online. Many online businesses have benefited from consumers “sheltering in place” with an influx of buyers shopping via apps and the internet. I am sure that I…
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Category: Business, Commercial, Liability, Prevention, Risk Management, Technology
Tags: applications, commercial, credit card, credit cards, cyber, cyber insurance, cyber security, cybersecurity, fraud, hackers, Internet, internet safety, liability coverage, liability insurance, online, online payment, online safety, online shopping, protect online privacy, retail
As the weather heats up, many people are getting excited to head to the lake, river, or ocean to go boating! While there is nothing more enjoyable than a day on the boat, a good time can quickly go bad…
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Category: Personal, Prevention, Risk Management, Umbrella, Weather
Tags: boat, boat inspection, boat insurance, boat safety, boating, boats, first aid kit, inspection, life jacket, safety kit, Safety Tips, sailboat, US Coast Guard, water safety, watercraft
Hurricane season is here. Meteorologists are at work and love to make predictions about how many hurricanes will make landfall and their potential severity. People in high-risk areas will be directly affected, of course, but everyone still needs to pay attention….
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Category: Business, Claims, Commercial, Financial, Home, Risk Management, Weather
Tags: claims, claims adjuster, claims process, claims service, coronavirus, COVID-19, disaster, disaster plan, disaster preparedness, emergency kit, emergency response plan, emergency supplies, FEMA, flood, flood insurance, flood zone, flooding, hurricane, hurricane season, natural disaster, personal pretective equipment, social distancing, storm damage, storms
Commercial insurance is not one-size-fits-all, but there are features that even very different businesses have in common. Offices are an exposure that nearly every business has, from accounting firms to web engineers, and from one-person offices to a ten-story office…
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Category: Business, Central, Commercial, Liability, Risk Management
Tags: building, building contents, building coverage, business income coverage, commercial, commercial building, Commercial general liability, commercial insurance, commercial policies, commercial property, exposure, exposures, general liability, liability, office, office building, offices, property
Spring is here and summer is coming. As a suburban dad, this means I only have two things on my mind: lawn maintenance and barbeque. Nothing ruins a good cookout faster than a trip to the emergency room or a…
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Category: Home, Loss Control, Personal, Prevention, Risk Management
Tags: cooker, cooking fire, cooking fires, fire, fire safety, grease fire, grill, grilling, grilling safety, home, outdoor cooking, safety, Safety Tips
One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…
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Category: Business, Commercial, Employees, Liability, Risk Management, Technology
Tags: Builders Risk, business, catastrophic event, cause of loss, cloud storage, commercial, commercial building, commercial insurance, construction, coverage, cyber, cyber security, data, deductible, employee, employees, exposure, exposures, inland marine, liability insurance, risk, risk assessment, safety, underwriter, workers' compensation, workplace, workplace safety
I’ve written about stovetop fire extinguishers before, but I also want to share some general stovetop and oven safety tips with you. Since I’ve been working from home, I’m cooking a lot more and using my stovetop and/or oven daily,…
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Category: Home, Personal, Prevention, Risk Management
Tags: cooking fire, fire extinguisher, fire safety, grease fire, knife, knife safety, knives, oven, oven safety, safe cooking, stovetop, stovetop fire, stovetop safety
If the wind was strong enough to pick up Dorothy and Toto and pull her entire house into a tornado and send them to the magical Land of Oz, there is no telling what it could do to your property….
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Category: Claims, Home, Household Inventory, Liability, Personal, Prevention, Risk Management, Weather
Tags: hail, home, home maintenance, home repair, homeowners policy, property damage, rain, Safety Tips, spring, storm, storm damage, storms, tornadoes, tree, tree damage, tree damage property damage, trees, wind, wind claims, windstorms
If you live in the Northern portion of the country, this topic should be familiar. Every winter, beginning as early as November and stretching throughout March and April, comes the dreaded freezing temperatures, and along with them, snow and ice.
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