Central Insurance Companies

Category: Risk Management


Disaster Recovery Plan

Natural disasters can come in many forms, with the most common being related to windstorms, fire, and flooding. More tornados occur in the United States then in any other part of the world. While large scale disasters capture media attention,…

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5 Snow Removal Contract Requirements

It’s no secret winter weather creates more opportunity for liability claims, especially slips and falls. If you own a business, commercial building, or manage property, contracting with a reputable snow removal contractor to clear your driveways and walkways can help…

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New Construction Needs Special Property Coverage

Is your company having a new building constructed or renovating an existing structure? If so, you need to consider purchasing a Builders Risk policy to cover the property exposures.  Some commercial property policies include coverage for this exposure, but there…

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Basics for Dealing with a Business Interruption

Have you ever had one of those days when you are furiously working on a deadline and your computer crashes or the power goes out and you forgot to save your document? This happened to me recently during one of…

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Business Income Coverage Can Save Your Business

While most business owners are aware of the importance of insuring their buildings, personal property, and commercial vehicles, they often overlook a very important coverage – Business Income Coverage. For starters, it can be confusing to determine a coverage limit….

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Spring Into Safety with Loss Control

I am sure most of us would agree that spring is such a beautiful time of year! Even though some of you may still be experiencing snow in your geographical regions, other areas are starting to show the early signs of…

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Prevent a Business Budget Breakdown with Equipment Breakdown Coverage

What equipment do you use in your business? What would you do if any piece of that equipment were to break down? For instance, how could you operate your restaurant if your ovens, stoves, or fryers were not working properly? Or if the…

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