If you live in the Northern portion of the country, this topic should be familiar. Every winter, beginning as early as November and stretching throughout March and April, comes the dreaded freezing temperatures, and along with them, snow and ice.
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Winter weather can be an awe inspiring thing to watch when it comes to snow fall. It can also be interesting at times to watch as people try to navigate the parking lots and sidewalks leading into homes or businesses…
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New Year’s Eve is truly a worldwide celebration associated with hundreds of different cultural traditions. In the U.S., people watch the ball drop in Times Square in New York City. Canadians embrace the winter with ice fishing and polar bear…
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Category: Central, Education, Financial, Personal, Risk Management, Technology
Tags: healthy identity, identity fraud, Identity Fraud and Credit Monitoring Program, identity theft, Personal Cyber Protection, safe identity, wealthy identity
Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little research on this, as I have been told “yes” as many times as…
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Category: Claims, Home, Liability, Personal, Prevention, Risk Management, Weather
Tags: homeowners, homeowners insurance, homeowners policy, liability coverage, liability insurance, personal property, property, property coverage, rental properties, renter's policy, renters insurance, risk, risk management, snow, snow and ice, snow removal
I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…
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Category: Auto, Business, Claims, Commercial, Employees, Liability, Personal, Risk Management, Weather
Tags: auto insurance, auto policy, business auto policy, business insurance, business owner, claim, commercial building, Commercial general liability, commercial insurance, commercial lines underwriter, commercial property, commercial underwriting, coverage, errors and omissions, insurance, insurance claim, insurance underwriter, Personal, personal auto coverage, personal auto insurance, personal auto policy, personal injury, personal insurance, personal lines underwriter, professional liability, protecting business property, Santa, Santa Claus, underwriter, workers' comp claims, workers' compensation
Thanksgiving is a week away and I am already imagining the deliciousness. My mouth is literally starting to water as I type this! Mmm. There are many ways to cook your holiday turkey, such as roasting it, slow cooking it…
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Category: Home, Personal, Prevention, Risk Management
Tags: cooking fire, cooking fires, fire, fire extinguisher, fire protection, fire safety, holiday safety, National Fire Protection Association, outdoor cooking, Safety Tips, turkey
The most dangerous animal in the U.S. is not the sharp-clawed bear or the sharp-toothed shark. Surprisingly, it may be the kind, furry animal we grew up calling “Bambi.” And the most dangerous time of year is now!
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Category: Accident, Auto, Personal, Prevention, Risk Management, Weather
Tags: caution signs, deer, driving safety, driving safety tips, National Highway Transportation Safety Administration, road safety, road safety tips, roadside assistance program, safe driving
Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…
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Category: Accident, Auto, Claims, Financial, Home, Liability, Personal, Risk Management, Umbrella
Tags: auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, lawsuit, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, personal insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, umbrella policy
If you own a business, you may have had your property inspected by a loss control representative from your insurance carrier. If so, they probably asked you, “Do you have a roof inspection program in place? How often do you…
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Category: Business, Commercial, Loss Control, Prevention, Risk Management
Tags: building, business, business owner, commercial building, commercial property, inspection, loss control, loss control inspection, prevention, roof, roof damage, roof inspection, water leak
As a long-time homebrew hobbyist and a self-proclaimed craft beer aficionado, I have a deep appreciation for the passion and hard work that goes into creating great spirits. If you’ve managed to turn your passion into your business and joined…
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Category: Business, Commercial, Liability, Loss Control, Prevention, Risk Management, Service
Tags: alcohol, alcohol awareness, alcohol awareness training course, alcohol training, bar owners, bartenders, business, business insurance, business owner, commercial building, Commercial general liability, commercial insurance, commercial property, customers, employee, employees, employment, fall prevention, hazard, liquor liability, protecting business property, safety, Safety Tips, small business, taprooms, tastings
