Category: Home
I don’t know about you, but fall is my favorite season. The weather is perfect, the leaves turn beautiful colors, and it means the holidays are quickly approaching. The worst part about the autumn season is that it goes too…
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Category: Home, Personal, Prevention, Weather
Tags: air filter, cleaning gutters, exterior faucets, freezing pipes, freezing weather, heating system, salt, smoke alarm, smoke detector, snow shovel, winter preparation, winter weather, winterizing your home
A few weeks ago, my sister asked me to stop by her house to check on a few things while she was on vacation. When I walked into her house, I nearly jumped out of my skin as I heard…
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Category: Central, Cyber, Home, Personal, Social Media, Technology
Tags: cyber crime, cyber insurance, cyber insurance coverage, cyber security, digital home, Internet of Things, National Cyber Security Alliance (NCSA), National Cyber Security Awareness Month, Personal Cyber Protection, phishing, security software, smart technology, strong password, system updates, technology, Two-Factor Authentication
Fall is in full force and winter is slowly approaching. People are lighting pumpkin spice candles, turning on the heat, and decorating for the upcoming holidays (I’m guilty on all accounts). And with the colder temperatures, people will be staying…
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Category: Home, Personal, Prevention
Tags: candle safety, candles, cooking fires, electrical fires, electrical outlets, fall, fire, fire alarms, fire extinguisher, fire hazard, fire prevention, fire prevention tips, Fire Prevention Week, fire protection equipment, fire safety, fireplace, heating fires, smoke alarm, winter
According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency. Water damage/freezing comes in second on this not so great list. With this in mind, I would like to give…
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Category: Claims, Home, Personal
Tags: back up power, claims, cleaning gutters, freezing, freezing pipes, gutters, hail damage, handrails, heating system, insulation, Insurance Information Institute, loss frequency, personal property, personal property coverage, preparedness, property damage, property owner, sealing doors, sealing windows, steps, subrogation, tree maintenance, trees, water damage, water pipe, wind damage, window seals, winter preparation, winter weather
Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…
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Category: Auto, Home, Personal, Umbrella
Tags: extra protection, Personal, personal insurance, Personal Umbrella, personal umbrella policy, protection, umbrella, umbrella policy
Since October of last year, I always try to have my phone’s ringer turned up if I am not working, and I’m much more adamant about picking up a phone call. Like many people, I tended to silence my phone a…
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Category: Home, Personal, Prevention, Social Media, Technology
Tags: computer attack, computer attacks, cyber, cyber attack, cyber crime, cyber criminals, cyber insurance, cyber insurance coverage, cyber risk, cyber security, cyber thief, cybercrime, cybersecurity, hacked, hacker, Personal Cyber Protection, scam, scams
As the end of summer is approaching, now is a good time to revisit the phenomenon of hail and the possible damage it can do. As the National Severe Storms Laboratory indicates, hail is a form of precipitation consisting of…
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Category: Claims, Home, Personal, Weather
Tags: hail, hail damage, hail storms, hailstones, home, homeowners insurance, homeowners policy, roof, roof damage, severe weather, weather losses
This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College…
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Category: Financial, Home, Liability, Personal, Umbrella
Tags: additional interest, college, college student, college students, dorm room, homeowners policy, personal liability coverage, personal property, personal property coverage, Personal Umbrella, personal umbrella policy, renters insurance
Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like…
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Category: Auto, Central, Financial, Home, Independent Agents, Personal, Saving Money
Tags: deductible, discounts, discounts & credits, independent agent, insurance premium, loss, loyalty credit, package discount, premium discounts, protection, saving money
This weekend, there will be Independence Day celebrations happening across the nation. People are stocking up on food, drinks, sparklers, and fireworks. Speaking of sparklers and fireworks, they can be fun, pretty, and cool, but they can also be dangerous….
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Category: Home, Personal, Prevention
Tags: 4th of July, fire prevention, fire safety, firecrackers, fireworks, National Fire Protection Association, NFPA, safety, Safety Tips, sparklers
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