Central Insurance Companies

Category: Home


Replacement Cost Value Versus Market Value: What’s the Difference?

Many homeowners often wonder why the limit on their homeowner’s insurance policy is more than the market value of their home. In some cases, there can be a drastic difference between what you recently paid for your home versus how…

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Annual Insurance Review: Don’t Go Unprotected

Happy New Year! I enjoy this time of year and the fresh start that comes with it. It is a time when many people tend to focus on planning their budgets. I recommend you also take this time each year…

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Why You Need Equipment Breakdown Coverage

Many homes today incorporate advanced technology electronics and other equipment that is not covered by your standard homeowner insurance policy, yet a loss to one of these items can become a significant expense. Is there anything you can do to…

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How to Prepare your Home for Winter

December is here and along with it comes the familiar reminders that winter is quickly approaching. Turn on the radio and Christmas music is blaring, go to the store and see decorations and lights lining the shelves. It’s also that…

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Other Structures Need Other Coverage

You’ve found the perfect homeowners policy for your needs – that’s great! But did you consider your ‘other structures’ needs? Do you know what are considered other structures?

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Loss Control: “Not another safety training blog!?”

Recently, I went to a meeting where the guest speaker presented a training session on ladder safety. My first reaction was, “Not another ladder safety training session!”  This had nothing to do with the quality or expertise of the presenter, nor…

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Your Desktop Clutter Fix

Whether at work or at home, do you have your own workspace with a desk? Sometimes it can be a little challenging to keep your workspace clean and organized due to all the distractions in everyday life. This could create…

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