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The Importance of Equipment Breakdown Coverage

One insurance coverage that is extremely important to property owners – and is sometimes overlooked – is Equipment Breakdown Coverage. Equipment Breakdown insurance has been available for commercial property owners for quite a while, but it is now commonly available…

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Your Pet’s Emergency Plan

In light of the recent catastrophic events that have affected a large portion of the country, I wanted to write about preparing a particular member of your family for an impending event: your pet.

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Common Misconceptions about the Personal Umbrella Policy

One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how…

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Replace? Rebuild? What’s Right for You?

Insurance in its simplest form provides protection to you or your business in the event you experience a covered loss to help make you whole again.  Your independent agent can offer real value through coverage counseling to ensure you have…

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6 Tips for Safe Grilling

The sun is out, the birds are chirping, and barbeques are a weekly event. The smells of a charcoal grill and sizzling meat can take you back to happy memories, but there are also some safety concerns when grilling. In…

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A Two-Tier Approach to Protect Yourself from Identity Fraud

Cyber attacks are increasing at an alarming rate and the resulting data breaches have led to countless amounts of personal information being exposed to unscrupulous individuals. While banks have become more proactive in monitoring accounts for activity that appears to…

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Lightning Strike Prevention

The summer storm season is upon us and with storms come one of the most fearful and unpredictable forces of nature: lightning. A single bolt of lightning can carry over 100 million volts of electricity and create a significant amount…

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