Category: Financial
Have you considered ways to protect your home beyond insurance? Are you concerned about planning for your estate? Placing your home in either a trust or a Limited Liability Company (LLC) are great options to avoid certain estate tax penalties. …
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Category: Financial, Home, Liability, Personal
Tags: Articles of Incorporation, estate planning, estate tax, forming an LLC, homeowners, Limited Liability Company, LLC, LLC coverage, LLC endorsement, LLC-named home, Personal Umbrella, vacation home
Did you know that credit card fraud is one of the fastest-growing forms of identity theft? According to businesswire.com, credit card fraud losses were over $20 billion in 2019. A significant portion of that fraud resulted from over-the-phone transactions. So,…
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Category: Central, Financial, Loss Control, Personal, Prevention, Risk Management, Service
Tags: credit card fraud, credit card number, Data Security Standards, over the phone, PCI DSS
2020 was a year of extremes on many fronts. But just focusing on storm fronts, experts tell us the US experienced 22 separate billion-dollar weather-related disasters last year. At this writing, the Insurance Council of Texas anticipated that the state’s…
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Category: Financial, Liability, Prevention
Tags: Contractor fraud, federal trade commission, home improvement scams, liability coverage, licensed contractor, national insurance crime bureau, NICB, public insurance adjusters, references, scammers, sham contractor, storm chasers, written contract
If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…
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Category: Business, Claims, Commercial, Financial, Liability, Risk Management
Tags: assets, business, business auto policy, Business Income - Loss of Use of Designated Auto Coverage, business income coverage, business income loss, business insurance, business inventory, business owner, commercial, commercial building, Commercial general liability, commercial insurance, commercial liability insurance, commercial policy, commercial property, commercial umbrella policy, equipment breakdown coverage, errors and omissions, independent agent, inland marine, inland marine insurance, loss prevention, professional liability, risk transfer
This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College…
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Category: Financial, Home, Liability, Personal, Umbrella
Tags: additional interest, college, college student, college students, dorm room, homeowners policy, personal liability coverage, personal property, personal property coverage, Personal Umbrella, personal umbrella policy, renters insurance
Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like…
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Category: Auto, Central, Financial, Home, Independent Agents, Personal, Saving Money
Tags: deductible, discounts, discounts & credits, independent agent, insurance premium, loss, loyalty credit, package discount, premium discounts, protection, saving money
A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping others improve their hunting experiences, whether it’s buying a new bow, fixing a…
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Category: Business, Claims, Commercial, Financial, Home, Household Inventory, Independent Agents, Liability, Personal, Trusted Choice
Tags: commercial, commercial insurance, commercial policy, home business, home business policy, home insurance, home office, home-based business, homeowners insurance, homeowners policy, independent agent, liability, liability claims, merchandise, slip and fall, slip and fall accidents, small business, Trusted Choice
Hurricane season is here. Meteorologists are at work and love to make predictions about how many hurricanes will make landfall and their potential severity. People in high-risk areas will be directly affected, of course, but everyone still needs to pay attention….
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Category: Business, Claims, Commercial, Financial, Home, Risk Management, Weather
Tags: claims, claims adjuster, claims process, claims service, coronavirus, COVID-19, disaster, disaster plan, disaster preparedness, emergency kit, emergency response plan, emergency supplies, FEMA, flood, flood insurance, flood zone, flooding, hurricane, hurricane season, natural disaster, personal pretective equipment, social distancing, storm damage, storms
Cyber-scammers and hackers around the world are working hard right now because they know they have a great opportunity to do what they do best. It’s sad, but scammers are using government relief initiatives to scam people of their money…
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Category: Business, Financial, Personal, Prevention
Tags: cyber, cyber crime, cyber criminals, cyber security, cybercrime, CyberScout, personal information, scam, scammers, social security number
Families across the country are in quarantine and are likely keeping their children busy by assigning chores! Many of us will reward our children with an allowance or other form of compensation for completing those chores. So what better time…
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Category: Financial, Saving Money, Service
Tags: allowance, BusyKid, chores, debit card, finances, financial, financial goals, financial literacy, financial literacy month, investment, money, save money, saving money
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