Central Insurance
Category: Commercial
Resolve to Review Your Insurance Each New Year!
As a small business owner, an annual review of your insurance exposures with your agent is critical. Exposures can change quickly in your business and it’s easy to forget that your insurance needs to adapt to these changes. Let’s look at…
Read MoreControl Your Losses to Cut Your Premiums
As a business owner, you buy insurance every year to provide protection from financial loss. However, the commercial policy shouldn’t be viewed as a maintenance policy. The most important function of the policy is to provide protection from severe or…
Read MoreWorking on Wheels: Protecting Your Mobile Business
Last month, I highlighted mobile food truck operations and the concerns operators should have when selecting insurance. I received a lot of feedback and discussion regarding other mobile businesses. Many small business owners are making the decision to hit the…
Read MoreManaging Your Product Liability Exposure
If you are a manufacturer, retailer, or wholesaler, managing your product liability exposure is a critical part of your overall risk management plan. Let’s take a look at some of the questions a liability underwriter will ask when deciding whether or not…
Read MoreFinding the Right Food Truck Insurance
There’s no doubt about it, food trucks are the craze. I remember when I was 16 and working a summer roofing job. During lunch, I would climb off the roof and make my way over to the food truck for…
Read MoreBridging the Gap: Company Car Coverage and Personal Use
Many employees drive company cars for their work-related duties. But what if the company car were your only car? Even as an employee of the company, it’s likely you are not listed on the company’s business auto policy.
Read MoreACV vs. Replacement Cost: Which Coverage is Right For You?
Business owners have a multitude of responsibilities and concerns with running their own business. One of the most important decisions you will make as a business owner is how to adequately insure your property. Here’s a video link to “ACV vs. Replacement Cost:…
Read MoreWill A Power Loss Mean the Loss of Your Business?
Superstorm Sandy was a catastrophe of gargantuan proportions. At its peak, it was about 1,000 miles in diameter. The financial losses from the storm are estimated to exceed $60 billion. In its aftermath, there were almost 8 million people without power,…
Read MoreEmployment Practices Liability Insurance and the Small Business Owner
Employment Practices Liability Insurance. If you own a business, you have likely heard of this coverage, or maybe you know it as EPLI. But what is it and why does your business need it? Over half of all Employment Practices…
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