Central Insurance Companies

Category: Commercial


Will A Power Loss Mean the Loss of Your Business?

Superstorm Sandy was a catastrophe of gargantuan proportions. At its peak, it was about 1,000 miles in diameter. The financial losses from the storm are estimated to exceed $60 billion. In its aftermath, there were almost 8 million people without power,…

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Employment Practices Liability Insurance and the Small Business Owner

Employment Practices Liability Insurance.  If you own a business, you have likely heard of this coverage, or maybe you know it as EPLI. But what is it and why does your business need it? Over half of all Employment Practices…

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Coinsurance 101: Sharing the Risk

You’ve heard of coworkers, cosigning, and cofounders.  But have you ever heard of coinsurance? The coinsurance clause is a provision which requires you to carry enough insurance on your property so the coverage amount is equal to a certain percentage of the property’s…

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Could Your Business Survive A Shutdown?

A few years ago, the Nike retail store in New York City was closed by the public health department due to a bedbug infestation in the store.  No doubt their reputation took a hit, but what about their bottom line?…

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‘Tis the Season for Part-Time Help!

Every year as people begin to talk about what they are making for Thanksgiving and which family member will top their crazy list, I get excited.  Now, admittedly, I love to see and spend time with my family, but the…

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Don’t Let Lead Ruin Your Renovation: Follow The Rule!

We’ve all heard of the dangers of lead-based paint.  If you are a general or renovation contractor, painter, plumber, carpenter, or electrician, this is an issue you have likely dealt with when working on structures built before 1978.  Renovation activies…

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The Costly Consequences of Cybercrime

While sitting in my doctor’s office, I started thinking, “What if?” What if the doctor’s computer network were hacked tonight? Does he have knowledgeable I.T. staff protecting the sensitive personal information in all those patient files, including mine? I could end…

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