Category: Accident
It seems like every day we are hearing of a new accident caused by distracted driving. Whether it was caused by someone texting, scrolling on their phone, or just not paying attention to the road, distracted driving accidents are all…
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Unscrupulous and dishonest collision repair operators are key contributors to the nation’s insurance fraud problems. There are many types of collision repair fraud scams, ranging from airbag fraud to chop shops that dismantle and resell stolen vehicle parts, to…
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Category: Accident, Auto, Claims, Personal, Prevention, Risk Management
Tags: airbag fraud, anti-fraud, auto repair, bandit tow trucks, chop shops, collision, collision repair, fraud, scam, towing
It’s that time of year when all the deer are roaming around, so it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming…
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Category: Accident, Auto, Personal, Weather
Tags: auto insurance, collision coverage, comprehensive coverage, deer, deer crashes, personal auto insurance, road conditions, road safety
One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? Of course, the answer…
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Category: Accident, Auto, Business, Commercial, Liability
Tags: business owner, commercial, commercial auto policy, commercial insurance, commercial umbrella policy, commercial underwriting, excess policy, self-insured retention
Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the face causing permanent harm. You are legally liable for the costs, and the limits on…
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Category: Accident, Auto, Claims, Liability, Personal, Umbrella
Tags: insurance policy, liability, liability coverage, liability exposures, liability insurance, liability limits, Personal Umbrella, personal umbrella policy
Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of decades: don’t get in the car with strangers and don’t meet people from the…
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Category: Accident, Auto, Business, Central, Liability, Personal, Technology
Tags: auto accident, auto claim, auto insurance, auto policy, bodily injury, car accident, car insurance, carpool, coverage, driver, insurance, liability claims, liability coverage, liability insurance, Lyft, passengers, Personal, personal auto insurance, personal auto policy, personal policy, policy, professional liability, property damage, ride-sharing, sharing economy, transportation network, transportation network platform, travel, Uber
Distracted driving is something that some of us forget to think twice about. Consider your daily commute or your weekly trip to the grocery store. These are routes you have taken so often and are comfortable with. You probably change…
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Category: Accident, Auto, Central, Education, Personal, Prevention, Saving Money
Tags: cell phone, cell phones, discounts, distracted driver, distracted driving, Distracted Driving Awareness, Distracted Driving Awareness Month, passengers, smart phone, smartphone, teen driver, teen drivers, teenSMART
Many woke up today to the beauty of a winter wonderland, where everything is blanketed in bright white snow. It’s the kind of snow that’s best for when Anna and Elsa want to build a snowman, or for packing snowballs…
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Category: Accident, Auto, Central, Personal, Prevention, Service, Weather
Tags: road conditions, road safety, road safety tips, roadside assistance, roadside assistance program, safe driving, Safety Tips, snow, snow and ice, snow storm, winter, winter driving, winter weather
Winter storms often bring a rash of auto claims. Winter driving can be dangerous, so it is essential to stay alert and be smart. Let’s talk about winter driving safety tips, and steps to simplify the claims process should you be…
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Category: Accident, Auto, Claims, Personal, Prevention, Weather
Tags: accident claims, auto accident, auto claim, auto insurance claim, automobile accident, car accident, claims process, driving safety, driving safety tips, road conditions, safe driving, winter, winter driving, winter storm, winter weather
With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…
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Category: Accident, Auto, Claims, Liability, Personal, Weather
Tags: auto accident, auto insurance, auto policy, car accident, car insurance, collision, collision coverage, comprehensive coverage, comprehensive protection, deer, driving safety, ice, other than collision, personal auto coverage, personal auto policy, road conditions, road safety, snow and ice