The life of a claims adjuster is fast-paced and action packed. The constant onslaught of e-mails, telephone calls, and other daily job requirements can lead to a great deal of stress. One of my favorite ways to deal with stress is to walk. The health benefits of walking for stress reduction and physical exercise are well documented. One of the things I enjoy most about walking is it forces me to slow down and gives me a chance to unwind from the daily grind. It gives me an opportunity to look at my surroundings at a slower pace and observe things that are usually missed as I whiz by in my car rushing from point A to point B. I am always amazed at the things I see and discover while walking that I have never noticed before, even though I may have gone past them hundreds of times.
Spring is a great time to get out, walk, and observe, especially after being cooped up indoors all winter. One place I encourage you to walk this spring is around your home and property. Your home and property can really take a beating from the harsh winter weather of snow, ice, wind, and freezing temperatures, and walking around it is a great way to observe any problems that may have developed. These problem areas can often be overlooked or ignored due to the hustle and bustle of our daily lives. Taking the time to observe potential problems on your property and addressing them early on can prevent big headaches and expenses down the road.
Areas to look at when walking around your property include:
The roof of your home
- What are the conditions of your shingles?
- Are there any missing, torn, or lose shingles that you can see from the ground?
The exterior of your home
- Is your siding in good shape?
- Do you have any loose or missing siding where critters, insects, or weather elements can enter?
- Do you have any exterior wood surfaces that need repainting to prevent deterioration and rot?
- Are your windows in good shape and well-sealed to prevent loss of heat or air?
Possible tripping or safety hazards around your home
- Are railings to steps leading up to your home and around decks and porches securely fastened?
- Are your sidewalks and driveways in good condition and maintained to prevent tripping hazards?
Downspouts and gutters
- Are your gutters and downspouts properly attached and functioning to move rain away from your foundation?
Trees on and around your property
- Are the trees healthy and living? If not, they need to be removed to prevent personal injury or property damage to yourself or neighbors.
- Are there any dead or broken limbs that could be trimmed to prevent property damage and personal injury?
These are just a few suggestions of things you may want to look for when you are out walking around your property. Do you have some other things to add to the list to make sure your home is safe and secure?
I encourage everyone to get outside take a walk and look. It will help preserve your property investment and could prevent potential insurance claims. Your heart and home will both thank you!