When the storm sirens sounded last year, I scooped up my 4-year-old grandson and headed for our “safe closet.” Have you ever sat in a closet with a 4-year-old with the door closed? I suggest you have a flashlight available, because it’s dark! And keeping a few toys on hand is a good idea because even five minutes in a closet can be frightening for a child.
As you can see, my Emergency Response Plan lacked a few important elements. What about your Emergency Response Plan for your business?
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Business, Central, Commercial, Liability, Prevention, Risk Management | Tagged: businesses owners, clients, confidential data, credit monitoring, customers, data breach, emergency response plan, fraud alert, personal information, security breach | 
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Posted by Pam Kabanuk
Ever thought about your sump pump?
If you’re like me, probably not. It’s one of those appliances most people install and then forget about. The expectation is that it’ll be there to handle its job when needed.
2 Comments | Central, Home, Loss Control, Prevention | Tagged: basement, maintenance, sump pump, water | Permalink
Posted by Jeff Foster
Early spring is usually the kick-off to hail season. As you are likely aware, hail can do significant damage to anything it comes in contact with depending on the size of the hail. Hail is a solid form of precipitation made up of balls or irregular lumps of ice referred to as hailstones. Hail normally develops and falls during periods of severe thunderstorms. The size of hail varies from pea size on up, with the largest recorded hailstone in the United States measuring 1.67 pounds with a circumference of 17.5 inches. Now that could do some damage!
Leave a Comment » | Central, Claims, Home, Weather | Tagged: claim, hail, hail damage, hailstones, roof, shingles, slope, storm, trees | Permalink
Posted by Scott Mull
Summer is right around the corner and it’s time to start getting ready for those family vacations. When thinking about fun places to go for vacation, one destination pops up more commonly than any other, Walt Disney World. Often referred to as the happiest place on earth, Disney World has become the central hub for family fun in today’s society. It truly is its own little world, with something for every member of the family to enjoy. Old, young, married, or single, there is a plethora of things to do and see. Whether you are playing 18 holes on one of the many golf courses, driving race cars at the Richard Petty Speedway, losing yourself in the nightlife of Downtown Disney, or simply spending your days at the many theme parks, Disney World is an amazing place to visit.
2 Comments | Central, Service | Tagged: birthday, Customer Service, Donald Duck, Downtown Disney, Goofy, guest, Happiest Place on Earth, Have a Magical Day, magical day, Mickey Mouse, Orlando, Richard Petty Speedway, theme park, vacation, Walt Disney World | Permalink
Posted by Scott Marshall
With home values significantly reduced for the past few years, I have grown accustomed to phone calls from customers insisting that the dwelling value listed on their insurance policy is way too high. They typically say, “I could never sell my house for that much.” With spring in full swing and home buyers out scouring real estate listings again, it might be a good time to explain what home buyers are actually insuring.
Leave a Comment » | Claims, Home, Value | Tagged: contracting costs, coverage A, debris removal, dwelling value, home insurance, inflation guard, market value, real estate, replacement cost | Permalink
Posted by John Tessier
Spring has been here for several weeks and summer is just around the corner, so prepare for these risks as you work and play outside.
Sun Exposure
About half of all cancers diagnosed this year will be skin cancers. One of the most important things you can do to protect your skin is use sunscreen. We all know we need to use it, but how much and which one?
Leave a Comment » | Central, Personal, Prevention, Safety Tips, Weather | Tagged: air conditioning, children, confusion, dermatologist, dizziness, elderly, hat, headache, heat exhaustion, heat stroke, moles, muscle cramps, nausea, protective clothing, skin cancer, SPF, summer, sun, sunglasses, sunscreen, UPF, UV, UVA rays, UVB, water | Permalink
Posted by Cheryl Yearling
Most of us have had to deal with getting rid of old computer equipment. It either breaks, or gets very old and something new is purchased. So what should we do with the old stuff?
The main issue with disposal is the impact on the environment. Just throwing it out with the trash can truly have a negative impact on the environment due to the materials used to make a computer. In some cities, it is illegal to dispose of it in the regular trash, and waste management may not take it anyway. This leaves many people looking for a way to get rid of it safely.
Leave a Comment » | Central, Technology | Tagged: computer, disk drive, disk wiper, environment, equipment, garage sale, Internet, monitor, old, password, recycle, technology, USB flash drive, user name | Permalink
Posted by Scott Mills
Ladder safety is probably not something most of us give much thought. After all, a ladder is a fairly simple tool. But the simplicity of this tool is exactly what makes it easy to take for granted.
According to the Consumer Product Safety Commission (CPSC), more than 164,000 emergency room-treated injuries relating to ladders occur annually in the U.S. That’s a lot of injuries involving such a simple tool. Maybe we could all benefit from a review of ladder safety tips.
1 Comment | Central, Prevention, Safety Tips | Tagged: duty rating, extension ladder, injury, ladder, length, maximum weight capacity, rails, rungs, safety, spreader braces, straight ladder, weight | Permalink
Posted by dthompson62
Leave a Comment » | Central, Commercial, Liability, Loss Control, Risk Management | Tagged: attractive nuisance, Betty Boop, children, general liability, junk yard, pond, trespassers, vacant building, vandalism | Permalink
Posted by Pam Kabanuk
In many parts of the country, spring has arrived. The calendar even recognizes what we’re seeing before our very eyes: the vernal equinox this year is tomorrow!
With the arrival of spring, so too arrives that long list of spring projects, including spring cleaning and home maintenance. To help you get started, here are ten essentials for your spring home checklist:
3 Comments | Central, Home, Prevention | Tagged: attic, concrete, deck, downspouts, faucets, freeze damage, gutters, home maintenance, HVAC, lawn equipment, moisture, power wash, roof, shingles, siding, spring cleaning, spring; vernal equinox, sump pump, ventilation, wash, weather-poof, windows | Permalink
Posted by Jeff Foster
Shonda Vorst
R. J. Coleman
Jason Brown
Scott Marshall
Matt Korte
Cheryl Yearling
Jeff Foster
Scott Etzler
John Tessier
Scott Mills
Pam Kabanuk
Scott Mull
dthompson62