Are you hearing wedding bells? If so, you are no doubt in the midst of countless hours of preparation and paying out exorbitant amounts of money for this special day. But what happens if the wedding is postponed or cancelled, or if something happens to the wedding gifts? Lucky for you, there is an insurance policy to cover such things.
Protecting The Investment In Your Nuptials
May 10, 2012
2 Comments | 
Personal, Risk Management, Saving Money, Value | Tagged: alcohol, cancelled wedding, liquor liability, special event liability policy, wedding, wedding insurance | 
Permalink
Posted by John Tessier
Dwelling Value vs. Market Value: What Are You Insuring?
April 6, 2012
With home values significantly reduced for the past few years, I have grown accustomed to phone calls from customers insisting that the dwelling value listed on their insurance policy is way too high. They typically say, “I could never sell my house for that much.” With spring in full swing and home buyers out scouring real estate listings again, it might be a good time to explain what home buyers are actually insuring.
Leave a Comment » | Claims, Home, Value | Tagged: contracting costs, coverage A, debris removal, dwelling value, home insurance, inflation guard, market value, real estate, replacement cost | Permalink
Posted by John Tessier
Cruising for Classic Car Coverage
March 9, 2012
Spring is upon us and many people are washing and waxing their antique or specialty vehicles, preparing them for a summer of cruising. Classic cars and trucks are popular during the warmer weather, but how are you insuring them? Most people just add them to their personal auto policies like they would any other vehicle, but is this the best way to cover your cherished cruiser?
Leave a Comment » | Auto, Personal, Saving Money | Tagged: actual cash value, antique vehicles, appraisal, car insurance, classic car, cruiser, cruising, depreciation, personal auto policy, specialty vehicles, stated value, summer, totaled | Permalink
Posted by John Tessier
New vs. Used: The Car Buying Conundrum
February 10, 2012
When it comes time to buy a car or truck, most people struggle with an important question: new or used? There are pros and cons to both choices, and serious consideration should be taken to be sure you do what you feel is best. Below are some things to think about when deciding which path to choose.
2 Comments | Auto, Personal, Saving Money, Value | Tagged: accidents, auto, buy, car, car warranties, mileage, new, pre owned vehicles, trade in, used, value, vehicle maintenance, warranty | Permalink
Posted by John Tessier
Who’s Really Reading About You on Facebook?
December 14, 2011
With social media changing the way we participate in the world, there are things that must be addressed in this new age. People seem to think that posting something on Facebook is similar to telling a few friends a funny story, your plans for the weekend, or venting about a frustrating incident. This could not be farther from the truth. It is more like publishing these things in a newspaper for all to read.
1 Comment | Prevention, Safety Tips, Social Media | Tagged: Facebook, fired, post, posting photos, robbed, security, social media, vacation plans | Permalink
Posted by John Tessier
Deer in the Headlights: 6 Tips to Avoid an Accident with Our Furry Friends
November 16, 2011
According to Car-Accidents.com, the National Highway Traffic Safety Administration (NHTSA) reports that there are approximately 1.5 million car crashes each year as a result of deer. Deer are especially active during fall, which coincides with their mating season. Although we cannot stop deer from entering roadways at inopportune times, there are steps we can take to diminish the chance of having an accident if a deer crosses our path while driving.
12 Comments | Accident, Auto, Central, Prevention, Safety Tips | Tagged: accident, deer, driving, safety | Permalink
Posted by John Tessier
Six Tips for a Safe Halloween
October 21, 2011
With Halloween around the corner, there are sure to be ghouls and goblins knocking on doors and demanding sugary treats. Below are some tips to keep these little “monsters” safe while out trick-or-treating.
3 Comments | Central, Prevention, Safety Tips | Tagged: Halloween, pedestrians, safety, Trick-or-Treat | Permalink
Posted by John Tessier
Shonda Vorst
R. J. Coleman
Jason Brown
Scott Marshall
Matt Korte
Cheryl Yearling
Jeff Foster
Scott Etzler
John Tessier
Scott Mills
Pam Kabanuk
Scott Mull
dthompson62
